GoPay
GoPay is a digital wallet for Android and iOS covering bank transfers, peer transfers, QRIS payments, bills, and other digital transactions.
What GoPay is
GoPay is a digital wallet for Android and iOS covering bank transfers, peer transfers, QRIS payments, bills, and other digital transactions. Transfers are described as instant, with tracking available. GoPay advertises free transfers to any bank and between GoPay users up to 100 times monthly, subject to terms. The app supports QRIS payments, mobile credit and electricity-token purchases, bill payments, and game vouchers. Transactions are recorded and automatically categorized for spending tracking. Account protection uses a PIN, biometrics, and fingerprint verification. GoPay advertises 24/7 support through call center 1500729 and states that losses outside a user’s control receive a full refund of the original balance amount. GoPay Indonesia says it is licensed and supervised by Bank Indonesia. Merchants can use QRIS buat Jualan for static or dynamic QRIS, transaction history, dashboards, real-time balances, scheduled withdrawals, and refunds.
Good
- Instant bank and peer transfers
- QRIS, bills, credit, and voucher payments
- Automatic transaction categorization
- PIN, biometric, and fingerprint protection
- Merchant QRIS includes dashboards and refunds
Watch out
- Free transfers capped at 100 monthly
- Transfer offer is subject to terms
- Mobile platforms limited to Android and iOS
Who it suits
It suits Android and iOS users in Indonesia who need transfers, QRIS payments, bills, and spending records in one wallet. Merchants can use its QRIS tools for payment collection and withdrawals.
Verdict
GoPay combines everyday payments, transfers, transaction tracking, and merchant QRIS tools in a free mobile wallet. The stated transfer allowance and mobile-only availability are important limits to note.
Plans and prices
From GoPay's own pricing page, checked 5 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| GoPay QRIS buat Jualan | Free | Gratis pendaftaran · Usaha mikro tidak dikenai biaya transaksi |
The facts
Each one read from GoPay's own pages, with the date it was checked.
What it does
- Balance guarantee
- GoPay says it provides a full refund of the original balance amount for losses outside the user's control.checked 5 Oct 2026
- Ecosystem integrations
- The site lists Gojek, Tokopedia, Bank Jago, and merchants including Alfamart, BCA, BNI, BRI, and Indomaret among GoPay's partners.checked 5 Oct 2026
- Merchant payouts
- QRIS buat Jualan transactions can be withdrawn daily to GoPay Tabungan Usaha or a GoPay digital wallet.checked 5 Oct 2026
- Merchant QRIS features
- QRIS buat Jualan supports static and dynamic QRIS, transaction history, an income dashboard, real-time merchant balance, scheduled withdrawals, and refunds.checked 5 Oct 2026
- Mobile availability
- The GoPay app is offered for download through Google Play and the App Store.checked 5 Oct 2026
- Payments
- Users can pay by QRIS, buy mobile credit and electricity tokens, and pay bills and game vouchers in the app.checked 5 Oct 2026
- Product
- GoPay is a digital wallet for transfers, QRIS payments, bills, digital transactions, and other financial services.checked 5 Oct 2026
- Recipient methods
- bankchecked 20 Sep 2026
- Regulation
- GoPay Indonesia states that it is licensed and supervised by Bank Indonesia.checked 5 Oct 2026
- Security
- Account protection includes a PIN, biometrics, and fingerprint verification.checked 5 Oct 2026
- Spending reports
- The app records and automatically categorizes transactions to help users track spending.checked 5 Oct 2026
- Support
- GoPay advertises 24/7 support and lists call center number 1500729.checked 5 Oct 2026
- Transfers
- The app advertises free transfers to any bank and between GoPay users up to 100 times per month, subject to terms.checked 5 Oct 2026
- Transfer speed
- instantchecked 20 Sep 2026
- Transfer tracking
- Yeschecked 20 Sep 2026
The company
- Founded
- 2016checked 28 Sep 2026
- Headquarters
- South Jakarta, Indonesiachecked 28 Sep 2026
Money
- Free plan
- Yeschecked 20 Sep 2026
Where it runs
- Mobile platforms
- bothchecked 20 Sep 2026
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