Getpaid
Getpaid provides embedded payments and monetization for software platforms that serve merchant networks.
What Getpaid is
Getpaid provides embedded payments and monetization for software platforms that serve merchant networks. Its payment flows include hosted checkout, split settlement, subscriptions, invoicing, wallet top-ups and agent payments. A transaction can be divided atomically among a platform, merchants, sub-merchants and other recipients. Businesses can configure fees as percentage-based, fixed, tiered, blended or mixed, with rules based on merchant, tier, end customer or region. Hosted checkout is available now and supports white-label branding, custom copy and languages, alongside cards, bank payments, wallets and local payment methods. Getpaid advertises more than 160 payment methods. Billing includes invoice delivery, collections, retries, subscription lifecycle management and SEPA Direct Debit. Wallet tools support instant balance credit, automatic top-up rules and an API-accessible ledger. Developers have a REST API, hosted checkout, sandbox and Postman collection; embedded components and API-only integration are marked as coming soon. Getpaid describes KYC and KYB onboarding, screening and monitoring, with card data handled by PCI DSS Level 1 certified partners. Client funds are held in segregated safeguarding accounts at EEA-authorised credit institutions.
Good
- Atomic settlement splits payments among multiple parties
- Hosted checkout supports white-label branding
- Advertises more than 160 payment methods
- Sandbox and dedicated integration-engineer support
Watch out
- Embedded components are coming soon
- API-only integration is coming soon
- No free plan
Who it suits
Getpaid is suited to software platforms with merchant networks, including ticketing, ERP, B2B, hosting, invoice and e-commerce businesses. It may suit teams that need payment splits, billing tools and hosted checkout.
Verdict
Getpaid targets platforms that need to accept payments and distribute funds across merchant networks. Hosted checkout and payment splits are available capabilities; some integration approaches remain marked as coming soon.
The facts
Each one read from Getpaid's own pages, with the date it was checked.
What it does
- Audience
- The service is built for software platforms that own a merchant network, including ticketing, ERP, B2B, hosting, invoicing, and ecommerce platforms.checked 5 Oct 2026
- Availability
- The developer page lists hosted checkout as available now and says embedded components and API-only integration are coming soon.checked 4 Oct 2026
- Checkout
- Hosted checkout supports white-label branding, custom copy and languages, and cards, bank payments, wallets, and local payment methods.checked 5 Oct 2026
- Compliance
- Getpaid FI Oy is described as an authorised payment institution supervised by Finland’s FIN-FSA, with client funds held in segregated safeguarding accounts at EEA-authorised credit institutions.checked 4 Oct 2026
- Compliance and fraud
- The company describes automated identity verification, sanctions screening, transaction monitoring, 3DS2, real-time fraud scoring, and configurable transaction rules.checked 5 Oct 2026
- Data protection
- Getpaid says data is hosted in the EU and processed in line with GDPR, with encryption in transit and at rest and audit logging.checked 4 Oct 2026
- Funds safeguarding
- The company says client funds are held in segregated safeguarding accounts at EEA-authorised credit institutions under PSD2 Article 10.checked 5 Oct 2026
- Integration and support
- Getpaid offers an API and sandbox environment, and its site says integration engineers provide support through dedicated Slack.checked 5 Oct 2026
- Integrations
- The developer page describes a REST API, hosted checkout, a sandbox, and a Postman collection; embedded components and API-only integration are marked coming soon.checked 4 Oct 2026
- Merchant checks
- The service includes KYC and KYB onboarding, sanctions and PEP screening, and ongoing transaction monitoring.checked 4 Oct 2026
- Payment coverage
- The company says it supports 160+ payment methods, including non-European methods through its acquiring and partner network.checked 5 Oct 2026
- Payment flows
- The platform offers checkout, multi-party split settlement, subscriptions and invoicing, wallet top-ups, and agent payments.checked 4 Oct 2026
- Payment methods
- The site advertises 160+ payment methods, including cards, wallets, bank transfers, and local methods such as iDEAL, Bizum, Vipps, and Pix.checked 4 Oct 2026
- Payment splits
- It distributes a payment among a platform, merchants, sub-merchants, and other recipients in a single atomic operation.checked 5 Oct 2026
- Pricing controls
- Platforms can set merchant prices by payment method, tier, region, and transaction type, with percentage, fixed, tiered, blended, or mixed fee structures.checked 5 Oct 2026
- Pricing model
- Platforms set the price charged to merchants per payment method and keep the margin; the site says customers pay per transaction with no setup costs or PCI-DSS fees.checked 4 Oct 2026
- Product
- Getpaid provides embedded payments for software platforms, including checkout, merchant onboarding, payment processing, and payouts.checked 5 Oct 2026
- Security
- Getpaid says card data is handled by PCI DSS Level 1 certified partners and does not touch the platform’s infrastructure.checked 4 Oct 2026
- Security and regulation
- Getpaid FI Oy is described as an authorised payment institution supervised by Finland's FIN-FSA, and card data is handled by PCI DSS Level 1 certified partners.checked 5 Oct 2026
- Settlement
- Getpaid says it can split each transaction atomically among the merchant, platform, and other parties in one operation.checked 4 Oct 2026
Money
- Billing
- The product page describes recurring billing features including invoice delivery, collections, retries, subscription lifecycle management, and SEPA Direct Debit support.checked 5 Oct 2026
The company
- Company
- Getpaid says it was founded in 2022 and lists Düsseldorf, Germany as its headquarters, with offices in Madrid and Helsinki.checked 5 Oct 2026
- Founded
- 2022checked 28 Sep 2026
- Headquarters
- Düsseldorf, Germanychecked 28 Sep 2026
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