Funance
The facts below are what the maker publishes about Funance, checked and dated. Our editors have not written about it yet.
Plans and prices
From Funance's own pricing page, checked 22 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Pro | A$9.90 a month | 11 tabs · 51 personalised recommendations · 20 Australian credit cards analysed · No card required. Cancel any time. |
| Free | Free | Overview, Budget and Debts tabs · Australian tax estimator · PDF export · local dashboard only, no cloud sync |
| Pro Monthly | A$9.90 a month | All 11 tabs · personalised advice · 20 Australian credit cards analysed · rate-rise and extra repayment planning · cloud sync across devices · Recurring monthly subscription; billed when the trial ends |
| Pro Annual | A$79 a year | All 11 tabs · personalised advice · 20 Australian credit cards analysed · rate-rise and extra repayment planning · cloud sync across devices · Recurring annual subscription; billed when the trial ends |
The facts
Each one read from Funance's own pages, with the date it was checked.
What it does
- Account sync
- manualchecked 22 Sep 2026
- Australian calculations
- The tax estimator uses 2026–27 ATO rates and includes Medicare levy, HECS-HELP thresholds and state stamp duty estimates.checked 11 Oct 2026
- Bank connection
- Funance does not connect to bank accounts or import transactions; users enter their financial figures themselves.checked 11 Oct 2026
- Bill tracking
- Yeschecked 22 Sep 2026
- Budgeting
- The budget shows income, expenses and bills month by month, including planned versus actual amounts and overdue bills.checked 11 Oct 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Data storage
- The maker says financial data is stored with Supabase in its Sydney region and encrypted in transit with TLS 1.3 and at rest in the database.checked 11 Oct 2026
- Debt payoff
- The debt tools compare avalanche and snowball payoff methods and show how extra repayments affect the debt-free date.checked 11 Oct 2026
- Goals
- Users can choose from 11 goal types and estimate monthly savings needed; the home goal includes stamp duty and mortgage insurance.checked 11 Oct 2026
- Integrations
- The privacy policy names Supabase for application data, Stripe for payment processing, Resend for transactional email and Vercel for hosting.checked 11 Oct 2026
- Intended users
- Funance is intended for users aged 18 or older and its terms describe it as a personal finance dashboard, not a bank, accounting platform, tax preparation service or financial adviser.checked 11 Oct 2026
- Mortgage and property
- The planner models rate rises and extra repayments, and checks home values against official ABS price data for the eight capital cities.checked 11 Oct 2026
- Net-worth tracking
- Yeschecked 22 Sep 2026
- Privacy
- The maker says it does not sell user data or share it with advertisers or data brokers, and free accounts run entirely in the browser.checked 11 Oct 2026
- Purpose
- Funance is a personal finance planner for Australian households that uses user-entered numbers to estimate take-home pay, mortgage rate effects, debt payoff and financial priorities.checked 11 Oct 2026
- Report export
- Yeschecked 22 Sep 2026
- Security
- The maker states authentication uses passwordless magic links, database access is restricted by Row Level Security, and it will notify affected users of a data breach within 72 hours.checked 11 Oct 2026
- Support
- The privacy policy says support inquiries receive a response within five business days.checked 11 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
The company
- Headquarters
- Melbourne, Victoria, Australiachecked 28 Sep 2026
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