Funance
7.3#71 in personal finance softwareFrom A$79 a yearFree planWeb
VisitFunance vs PocketSmith
PocketSmith
9.0#2 in personal finance softwareFrom $119.88 a yearFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Funance | PocketSmith |
|---|---|---|
| Account sync | manual | both |
| Bill tracking | Yes | Yes |
| Budgeting | The budget shows income, expenses and bills month by month, including planned versus actual amounts and overdue bills. | The product provides a budget calendar, flexible budget periods and what-if scenarios. |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Headquarters | Melbourne, Victoria, Australia | Dunedin, New Zealand |
| Net-worth tracking | Yes | Yes |
| Purpose | Funance is a personal finance planner for Australian households that uses user-entered numbers to estimate take-home pay, mortgage rate effects, debt payoff and financial priorities. | PocketSmith is personal finance software for forecasting future bank balances and interacting with money. |
| Report export | Yes | Yes |
| Security | The maker states authentication uses passwordless magic links, database access is restricted by Row Level Security, and it will notify affected users of a data breach within 72 hours. | Connections are encrypted, stored data is encrypted at rest, passwords use bcrypt hashing, and PocketSmith reports an SSL Labs A+ transport rating as of February 2024. |
| Support | The privacy policy says support inquiries receive a response within five business days. | Users can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune. |
Funance plans
- ProA$9.90 a month
- FreeFree
- Pro MonthlyA$9.90 a month
- Pro AnnualA$79 a year
PocketSmith plans
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
Pick Funance if…
You want what its maker publishes above — check its page for the details.
Pick PocketSmith if…
It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.