Funance
7.3#71 in personal finance softwareFrom A$79 a yearFree planWeb
VisitFunance vs YNAB
What both publish
| Fact | Funance | YNAB |
|---|---|---|
| Account sync | manual | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | No |
| Headquarters | Melbourne, Victoria, Australia | Lehi, Utah, USA |
| Integrations | The privacy policy names Supabase for application data, Stripe for payment processing, Resend for transactional email and Vercel for hosting. | YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps. |
| Net-worth tracking | Yes | Yes |
| Report export | Yes | Yes |
| Security | The maker states authentication uses passwordless magic links, database access is restricted by Row Level Security, and it will notify affected users of a data breach within 72 hours. | YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing. |
Funance plans
- ProA$9.90 a month
- FreeFree
- Pro MonthlyA$9.90 a month
- Pro AnnualA$79 a year
YNAB plans
- Monthly Plan$14.99 a month
- Annual Plan$109 a year
- College ProgramFree
- Free TrialFree
Pick Funance if…
You want what its maker publishes above — check its page for the details.
Pick YNAB if…
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.