EVERYTHING XIAOMI
Get listed

Flute Embedded Payments

Flute Embedded Payments lets software platforms add payment processing inside their own product experience.

Place
#19 of 28
Score
5.6
Flute Embedded Payments's website

What Flute Embedded Payments is

Flute Embedded Payments lets software platforms add payment processing inside their own product experience. A single integration supports credit and debit cards, ACH transfers, and digital wallets. Flute describes online, in-person, and mobile payment experiences using unified APIs, tokens, and events across online and in-person payments. Platform partners earn a share of processing fees on transactions completed within their platforms, with partner pricing that scales with transaction volume; pricing is available on request. Flute provides payment APIs and SDKs, documentation, and sandbox access for integration work. Its dashboard records transactions and provides revenue-share reporting. The partner program includes integration assistance, pricing model design, go-to-market planning, and ongoing program management. Flute says the offering includes PCI compliance support and fraud protection. Its Android terminal SDK interoperates with Kotlin and Java and is for Flute-provisioned Android payment terminals, which require Android minSdk 25 or higher. Common fits include vertical SaaS products, marketplaces, field service platforms, and practice management tools. Flute says it has supported merchants across the United States since 2005.

Good

  • One integration supports cards, ACH, and digital wallets
  • Supports online, in-person, and mobile payments
  • Partners earn a share of processing fees
  • Includes integration assistance and ongoing program management
  • Offers PCI compliance support and fraud protection

Watch out

  • Pricing is available only on request
  • Android terminal SDK requires Android minSdk 25 or higher
  • SDK is for Flute-provisioned Android payment terminals

Who it suits

It suits software platforms in areas such as vertical SaaS, marketplaces, field service, and practice management that want payments within their own experience. Developers integrating Flute-provisioned Android payment terminals should note the Android minSdk requirement.

Verdict

Flute combines payment APIs and SDKs with partner support, transaction reporting, and a revenue-share model. It is aimed at platforms embedding payments, rather than an end-user standalone payment app.

Plans and prices

From Flute Embedded Payments's own pricing page, checked 7 Oct 2026.

All about pricing
PlanPriceWhat it gives you
Partner pricingPriced on requestPartner pricing scales with transaction volume · Revenue share on processing fees; quote and terms not listed

The facts

Each one read from Flute Embedded Payments's own pages, with the date it was checked.

Where it runs

Android SDK
Flute offers a Kotlin- and Java-interoperable terminal SDK for Flute-provisioned Android payment terminals; it requires Android minSdk 25 or higher.checked 7 Oct 2026

The company

Company history
Flute says it has supported merchants across the United States since 2005.checked 7 Oct 2026
Founded
2005checked 28 Sep 2026
Headquarters
Tempe, Arizona, United Stateschecked 28 Sep 2026

What it does

Dashboard
The Flute dashboard documents transactions and provides revenue-share reporting.checked 7 Oct 2026
Developer tools
Flute provides payment APIs and SDKs, documentation, and sandbox access for testing integrations.checked 7 Oct 2026
Integration scope
The developer documentation describes online, in-person, and mobile payment experiences with unified APIs, tokens, and events across online and in-person payments.checked 7 Oct 2026
Named integration
Flute announced an embedded payments integration with Clarity POS for jewelry retailers.checked 7 Oct 2026
Partner support
Flute’s partner program includes integration assistance, pricing model design, go-to-market planning, and ongoing program management.checked 7 Oct 2026
Payment methods
The embedded payments offering supports credit and debit cards, ACH transfers, and digital wallets through one integration.checked 7 Oct 2026
Product
Flute embeds payment processing into software platforms so users can pay within the platform experience.checked 7 Oct 2026
Revenue model
Platform partners earn a share of processing fees on transactions completed inside their platforms.checked 7 Oct 2026
Security
Flute says its embedded offering includes PCI compliance support and fraud protection.checked 7 Oct 2026
Use cases
Flute identifies vertical SaaS products, marketplaces, field service platforms, and practice management tools as common fits.checked 7 Oct 2026

Alternatives to Flute Embedded Payments

All alternatives
  1. 1Stripe Connect logo

    Stripe Connect

    AndroidiOSWebAPI
    8.0From $20.25 a month
  2. 2Checkout.com logo

    Checkout.com

    Free planAndroidiOSWebAPI
    7.7Free plan
  3. 3Adyen logo

    Adyen

    AndroidiOSWebAPI
    7.5$0.13 one-time
  4. 4Airwallex Platform APIs and Embedded Finance logo
    7.3Free plan
  5. 5

    Rainforest

    AndroidiOSWebAPI
    7.3From $0.20 a month
  6. 6Rapyd logo

    Rapyd

    AndroidiOSWebAPI
    6.8From $99 a month