Flute Embedded Payments
Flute Embedded Payments lets software platforms add payment processing inside their own product experience.
What Flute Embedded Payments is
Flute Embedded Payments lets software platforms add payment processing inside their own product experience. A single integration supports credit and debit cards, ACH transfers, and digital wallets. Flute describes online, in-person, and mobile payment experiences using unified APIs, tokens, and events across online and in-person payments. Platform partners earn a share of processing fees on transactions completed within their platforms, with partner pricing that scales with transaction volume; pricing is available on request. Flute provides payment APIs and SDKs, documentation, and sandbox access for integration work. Its dashboard records transactions and provides revenue-share reporting. The partner program includes integration assistance, pricing model design, go-to-market planning, and ongoing program management. Flute says the offering includes PCI compliance support and fraud protection. Its Android terminal SDK interoperates with Kotlin and Java and is for Flute-provisioned Android payment terminals, which require Android minSdk 25 or higher. Common fits include vertical SaaS products, marketplaces, field service platforms, and practice management tools. Flute says it has supported merchants across the United States since 2005.
Good
- One integration supports cards, ACH, and digital wallets
- Supports online, in-person, and mobile payments
- Partners earn a share of processing fees
- Includes integration assistance and ongoing program management
- Offers PCI compliance support and fraud protection
Watch out
- Pricing is available only on request
- Android terminal SDK requires Android minSdk 25 or higher
- SDK is for Flute-provisioned Android payment terminals
Who it suits
It suits software platforms in areas such as vertical SaaS, marketplaces, field service, and practice management that want payments within their own experience. Developers integrating Flute-provisioned Android payment terminals should note the Android minSdk requirement.
Verdict
Flute combines payment APIs and SDKs with partner support, transaction reporting, and a revenue-share model. It is aimed at platforms embedding payments, rather than an end-user standalone payment app.
Plans and prices
From Flute Embedded Payments's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Partner pricing | Priced on request | Partner pricing scales with transaction volume · Revenue share on processing fees; quote and terms not listed |
The facts
Each one read from Flute Embedded Payments's own pages, with the date it was checked.
Where it runs
- Android SDK
- Flute offers a Kotlin- and Java-interoperable terminal SDK for Flute-provisioned Android payment terminals; it requires Android minSdk 25 or higher.checked 7 Oct 2026
The company
- Company history
- Flute says it has supported merchants across the United States since 2005.checked 7 Oct 2026
- Founded
- 2005checked 28 Sep 2026
- Headquarters
- Tempe, Arizona, United Stateschecked 28 Sep 2026
What it does
- Dashboard
- The Flute dashboard documents transactions and provides revenue-share reporting.checked 7 Oct 2026
- Developer tools
- Flute provides payment APIs and SDKs, documentation, and sandbox access for testing integrations.checked 7 Oct 2026
- Integration scope
- The developer documentation describes online, in-person, and mobile payment experiences with unified APIs, tokens, and events across online and in-person payments.checked 7 Oct 2026
- Named integration
- Flute announced an embedded payments integration with Clarity POS for jewelry retailers.checked 7 Oct 2026
- Partner support
- Flute’s partner program includes integration assistance, pricing model design, go-to-market planning, and ongoing program management.checked 7 Oct 2026
- Payment methods
- The embedded payments offering supports credit and debit cards, ACH transfers, and digital wallets through one integration.checked 7 Oct 2026
- Product
- Flute embeds payment processing into software platforms so users can pay within the platform experience.checked 7 Oct 2026
- Revenue model
- Platform partners earn a share of processing fees on transactions completed inside their platforms.checked 7 Oct 2026
- Security
- Flute says its embedded offering includes PCI compliance support and fraud protection.checked 7 Oct 2026
- Use cases
- Flute identifies vertical SaaS products, marketplaces, field service platforms, and practice management tools as common fits.checked 7 Oct 2026
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