Finix
Finix is a payments platform for businesses that accept payments or build payment operations into their products.
What Finix is
Finix is a payments platform for businesses that accept payments or build payment operations into their products. Its API and dashboard support online and in-person payments, with online options including cards, bank accounts, digital wallets and ACH. Businesses can take or request payments from the dashboard using Payment Links, a Virtual Terminal or invoices, without creating a custom integration. Recurring billing tools cover subscriptions, installments, membership fees and recurring donations. Finix lists integrations for Shopify, WooCommerce, BigCommerce, Drupal Commerce, Adobe Commerce, PrestaShop and OpenCart. Its Trust Center provides security and compliance information, including PCI DSS, SOC 1 and SOC 2 reports; Finix describes its tokenization system as PCI-compliant. The product serves SaaS platforms, marketplaces, ecommerce businesses and merchants selling their own goods and services. The direct merchant Standard plan is $250 a month, plus transaction and other fees. Finix also lists a starting price of $2.50/mo; platform and custom pricing are available by contacting Finix.
Good
- Supports online and in-person payments.
- Dashboard tools work without a custom integration.
- Recurring billing covers subscriptions and donations.
- Lists integrations with seven ecommerce platforms.
- Includes dedicated implementation and developer support.
Watch out
- No free plan is listed.
- Direct merchant Standard costs $250 a month.
- Transaction and other fees also apply.
- Disputes incur a $30.00 fee.
Who it suits
Finix suits merchants, ecommerce businesses, SaaS platforms and marketplaces that need to accept payments or manage payment operations. Businesses seeking dashboard-based payment links, invoices or recurring billing may also find its tools relevant.
Verdict
Finix combines payment acceptance, billing tools and integrations for several types of businesses. Check the plan and additional fees against your payment needs before choosing it.
Plans and prices
From Finix's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Direct Merchants — Standard | $250 a month | For merchants processing payments for their own goods and services; businesses processing more than $1M annually should contact Finix for custom pricing. · Monthly Membership Fee: $250.00; transaction and other fees also apply. |
| Custom pricing | Priced on request | Custom pricing is available for direct merchants and platforms. · Contact Finix for pricing. |
| Platforms — Standard | Priced on request | For platforms, marketplaces, and PayFacs; published standard transaction and service fees apply. · Call Finix for pricing details. |
The facts
Each one read from Finix's own pages, with the date it was checked.
What it does
- Ecommerce integrations
- Finix lists integrations for Shopify, WooCommerce, BigCommerce, Drupal Commerce, Adobe Commerce, PrestaShop, and OpenCart.checked 30 Sep 2026
- Fees
- The direct merchant pricing page lists a $35.00 monthly PCI non-compliance fee until remediated and a $30.00 fee per dispute.checked 30 Sep 2026
- Intended customers
- Finix describes its customers as including SaaS platforms, marketplaces, and ecommerce businesses, as well as merchants processing payments for their own goods and services.checked 30 Sep 2026
- No-code tools
- Payment Links, Virtual Terminal, and invoices let users take or request payments through the Finix Dashboard without a custom integration.checked 30 Sep 2026
- Payment channels
- Finix supports online and in-person payments through its payments platform.checked 30 Sep 2026
- Payment data
- Finix describes its tokenization system as PCI-compliant for protecting sensitive payment data.checked 30 Sep 2026
- Payment methods
- Finix lists cards, bank accounts, digital wallets, and ACH among the payment methods available for online payments.checked 30 Sep 2026
- Product
- Finix provides a payments platform with an API and dashboard for businesses to accept and embed payments and manage payment operations.checked 30 Sep 2026
- Security
- Finix's Trust Center lists PCI DSS, SOC 1, and SOC 2 reports and provides access to security and compliance information.checked 30 Sep 2026
- Support
- The direct merchant pricing page lists dedicated implementation manager and developer support, plus 24/7 emergency support, among its additional benefits.checked 30 Sep 2026
The company
- Founded
- Finix says it was founded in 2015.checked 30 Sep 2026
Money
- Recurring billing
- Finix supports subscription plans, installment payments, membership fees, and recurring donations through its recurring billing tools.checked 30 Sep 2026
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