Express Accounts
Express Accounts is accounting software for tracking business cash flow, including sales, receipts, payments and purchases.
What Express Accounts is
Express Accounts is accounting software for tracking business cash flow, including sales, receipts, payments and purchases. It creates quotes, sales orders and invoices, including recurring orders and invoices, and handles accounts payable, outgoing payments and purchases. Users can generate purchase orders and create and print checks. The software produces more than 20 financial reports, such as income statements, balance sheets and cash flow statements, and includes sales tax tools. One installation can run multiple businesses, including businesses that use different currencies. It imports bank transactions, customers, invoices, quotes, sales orders, suppliers and items from CSV files, and can use OFX statements for reconciliation. Express Accounts integrates with Inventoria for inventory data, though synchronization requires both programs on the same machine; Express Invoice can connect when recording customer payments. The product is available for Windows, macOS and the web, and the downloadable installation supports offline accounting. The free version for small businesses is limited to fewer than five employees and does not expire; a separate free version is for non-commercial use.
Good
- Creates quotes, sales orders and recurring invoices
- Generates more than 20 financial reports
- Supports multiple businesses and currencies
- Imports accounting data from CSV files
Watch out
- Small-business free version is limited to fewer than five employees
- Desktop version does not require a password
- Inventoria synchronization requires both programs on one machine
Who it suits
Express Accounts suits small businesses, freelancers and self-employed professionals who need invoicing, cash-flow tracking and financial reports. It may also fit businesses managing multiple entities or currencies from one installation.
Verdict
Express Accounts covers core billing, cash-flow tracking, payables and reporting, with imports and multi-business support. Check the employee limit on the small-business free version and the desktop password detail before use.
Plans and prices
From Express Accounts's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free (non-commercial use) | Free | non-commercial use only |
| Free version | Free | non-commercial use · businesses with fewer than 5 employees · some larger-organization features excluded |
| Free version for small businesses | Free | fewer than five employees · does not expire · some features for larger organizations are not supported |
| Express Accounts Plus Quarterly Plan | $49.14 a month | unlimited ongoing use of professional features · all upgrades included · $49.14 every quarter ($16.38/mo) |
| Express Accounts Basic | $159, paid once | standard edition · single installation license · discount price; normal price $249.00 + VAT |
| Express Accounts Plus | $249, paid once | fully featured · single installation license · discount price; normal price $295.00 + VAT |
The facts
Each one read from Express Accounts's own pages, with the date it was checked.
What it does
- Accounts payable
- Tracks bills and outgoing purchases, creates purchase orders and prints checks.checked 15 Oct 2026
- Backup
- The product page lists automatic integrated backup as an additional accounting feature.checked 8 Oct 2026
- Bank reconciliation
- Reconciles account transactions against bank statements.checked 15 Oct 2026
- Changelog
- Version 14.04 for macOS was uploaded August 14, 2026; version 14.02 for Windows was uploaded July 28, 2026.checked 15 Oct 2026
- Data import
- It can import bank transactions, customers, invoices, quotes, sales orders, suppliers and items from CSV files, and can use OFX bank statements for reconciliation.checked 8 Oct 2026
- Documentation
- The online manual covers chart of accounts, taxes, invoicing, purchasing, payroll, reports, CSV import, backups, multiple currencies, mail merge and Inventoria integration.checked 15 Oct 2026
- Imports
- CSV import supports bank transactions, customers, invoices, quotes, sales orders, suppliers and items; the FAQ also lists OFX and Microsoft Money import.checked 15 Oct 2026
- Integration
- Integrates with NCH Inventoria to keep inventory quantities and business data synchronized.checked 15 Oct 2026
- Intended users
- NCH describes Express Accounts as suitable for small businesses and highlights freelancers, self-employed professionals, businesses with contractors and businesses with employees.checked 8 Oct 2026
- Inventory integration
- Express Accounts integrates with Inventoria to maintain inventory data across business operations.checked 8 Oct 2026
- Invoicing
- Creates quotes, sales orders, invoices, recurring invoices and customer statements.checked 15 Oct 2026
- License
- The EULA reserves copyright to NCH and other listed owners, making the software proprietary rather than open source.checked 15 Oct 2026
- Limit: ledger reliability
- A Capterra reviewer says a random general-ledger account sequence problem persisted for more than a year and made entries difficult to investigate.checked 15 Oct 2026
- Limit: missing capabilities
- The G2 reviewer wanted French-law compliance, while Capterra reviewers requested more financial-analysis modules and autofill suggestions.checked 15 Oct 2026
- Limit: reconciliation
- A reviewer reports that correcting a posting after reconciliation caused it to reappear in the next month’s reconciliation.checked 15 Oct 2026
- Limit: support
- Several Capterra reviewers report delayed or absent responses, including a backup submitted months earlier with no substantive follow-up.checked 15 Oct 2026
- Multiple businesses
- One installation can run multiple businesses, including businesses using different currencies.checked 15 Oct 2026
- Notable news
- NCH’s release archive records the Inventoria integration with Express Accounts, Express Invoice and Copper on July 30, 2013.checked 15 Oct 2026
- Offline use
- The downloadable program can be installed and used offline.checked 15 Oct 2026
- Other integrations
- Express Invoice can integrate with Express Accounts when recording customer payments, and Inventoria synchronization requires both programs to be installed on the same machine.checked 8 Oct 2026
- Praise: accounting functions
- Reviewers praise quotes, invoices, orders, journal entries, bank reconciliation, balance sheets and statutory reports.checked 15 Oct 2026
The company
- Company facts
- LinkedIn lists NCH Software as privately held, founded in 1993, headquartered in Greenwood Village, Colorado, with 51–200 employees.checked 15 Oct 2026
- Founder and ownership
- Crunchbase identifies Peter Lupton as founder and CEO and describes NCH Software as a private, active for-profit company founded in 1993.checked 15 Oct 2026
Where it runs
- Platforms
- The download page offers Windows and Mac OS X versions and lists Windows 7 to 11 and macOS 10.5 or above as system requirements.checked 8 Oct 2026
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