EnKash
EnKash is a business spend management platform for payments, expenses, cards, and rewards, available on Android, iOS, web, and through APIs.
What EnKash is
EnKash is a business spend management platform for payments, expenses, cards, and rewards, available on Android, iOS, web, and through APIs. Employees can submit expenses through WhatsApp, email, or an app; receipt details are read and auto-tagged. Expense categories include travel, meals, lodging, petty cash, fuel, and multi-currency spending. Businesses can set role-based, department-level, and geography-specific policies, budgets, and custom approval workflows. For collections, EnKash lists payment gateways, payment links and buttons, UPI payments, QR codes, auto collect, e-NACH, and instant settlements. Expense integrations include SAP and Oracle for ERP, Workday for HRMS, and Zoho Books, Tally, and QuickBooks for accounting. Payment gateway developers can use REST APIs, plugins, SDKs, checkout integration, webhooks, and a sandbox. EnKash says its payment gateway is RBI-authorised and that it holds Payment Aggregator and Prepaid Payment Instrument licenses, but it is not a bank. Expense management pricing is available from sales. Listed charges include ₹250 for physical card issuance or reissuance, ₹25 for ATM cash withdrawals, and 2.5% or ₹10, whichever is higher, for government-portal transactions; starred charges exclude applicable taxes.
Good
- Expense submissions can come through WhatsApp, email, or an app.
- Receipt details are read and auto-tagged.
- Supports custom approval workflows and budgets.
- Lists ERP, HRMS, and accounting integrations.
- Provides APIs, plugins, SDKs, webhooks, and a sandbox.
Watch out
- Expense management pricing requires contacting sales.
- Physical card issuance or reissuance costs ₹250.
- ATM cash withdrawal is listed at ₹25.
- Government-portal transactions incur 2.5% or ₹10, whichever is higher.
Who it suits
EnKash suits businesses managing expenses, payments, and corporate card spending, including teams that need expense policies and approval workflows. It also offers developer tools for payment gateway integration.
Verdict
EnKash combines expense controls and receipt capture with payment and card services. Businesses should check sales pricing and the listed card charges, and note that EnKash is not a bank.
Plans and prices
From EnKash's own pricing page, checked 5 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| EnKash card products | ₹250, paid once | Physical card issuance or reissuance · charges marked with * exclude applicable taxes |
| EnKash expense management | Priced on request | Pricing details are provided by the sales team · Talk to sales for pricing details and tailored plans |
The facts
Each one read from EnKash's own pages, with the date it was checked.
Where it runs
- Android app
- EnKash has an Android app on Google Play for business spending, vouchers, expenses, and reimbursements.checked 5 Oct 2026
- Mobile app
- EnKash's privacy policy refers to the website and mobile application together as its Platform.checked 5 Oct 2026
What it does
- Banking limitation
- EnKash states it is not a bank and does not hold or claim to hold a banking license; related card and payment services are provided by RBI-licensed banks or regulated entities.checked 5 Oct 2026
- Card charges
- The card charges page lists physical card issuance or reissuance at ₹250, ATM cash withdrawal at ₹25, and government-portal transactions at 2.5% or ₹10, whichever is higher; starred amounts are exclusive of applicable taxes.checked 5 Oct 2026
- Developer access
- EnKash offers REST APIs, plugins, SDKs, checkout integration, webhooks, and a sandbox environment for payment gateway integration.checked 5 Oct 2026
- Expense capture
- Its expense management page says users can submit expenses through WhatsApp, email, and an app, with receipt details read and auto-tagged.checked 5 Oct 2026
- Expense controls
- The expense management system supports role-based, department-level, and geography-specific policies, custom approval workflows, and budgets.checked 5 Oct 2026
- Expense coverage
- The expense management system supports categories including travel, meals, lodging, petty cash, fuel, and multi-currency spends.checked 5 Oct 2026
- Integrations
- The expense management page names SAP and Oracle for ERP, Workday for HRMS, and Zoho Books, Tally, and QuickBooks for accounting integrations; it also describes API and webhook connections.checked 5 Oct 2026
- Intended customers
- EnKash describes its platform as built for businesses and says its expense tools cover multiple departments and roles.checked 5 Oct 2026
- Payments
- The site lists payment gateway, payment links, payment buttons, UPI payments, QR codes, auto collect, e-NACH, and instant settlements among its collection products.checked 5 Oct 2026
- Pricing
- The expense management page directs prospective customers to contact sales for pricing and tailored plans.checked 5 Oct 2026
- Product
- EnKash describes itself as a business spend management platform for payments, expenses, cards, and rewards.checked 5 Oct 2026
- Regulatory status
- EnKash says its payment gateway is an RBI-authorised online payment aggregator and that it holds Payment Aggregator and Prepaid Payment Instrument licenses.checked 5 Oct 2026
- Security
- The expense management page states that EnKash EMS is SOC 2 Type II certified and uses AES-256 encryption at rest and TLS 1.3 in transit.checked 5 Oct 2026
- Security certifications
- The site displays SOC 2 Type II and PCI DSS Level 1 certifications.checked 5 Oct 2026
- Support
- The site lists support at [email protected] and +91 8530490475.checked 5 Oct 2026
- What it does
- EnKash describes itself as a business spend management platform for payments, expenses, cards, and rewards.checked 5 Oct 2026
The company
- Company founding
- An EnKash company announcement says the brand was founded in 2018.checked 5 Oct 2026
- Founded
- The company’s story says its founders launched EnKash in 2018.checked 5 Oct 2026
- Headquarters
- Mumbai, India (registered office)checked 28 Sep 2026
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