Embed
Embed provides payment infrastructure for software platforms, combining ecommerce, point-of-sale and subscription payments through a single integration.
What Embed is
Embed provides payment infrastructure for software platforms, combining ecommerce, point-of-sale and subscription payments through a single integration. Platforms can configure pricing by customer segment, using tiered, blended or cost-plus approaches. Balance accounts and flexible rules or APIs support moving funds among multiple parties and arranging payouts on demand or on schedules. Embed also offers domestic virtual IBANs across Europe, safeguarded by tier-one banks. Payment methods documented for payment profiles include cards, open banking, SEPA, SEPA Direct Debit, iDEAL and Vipps. Integration guides cover payment components, payment links, in-person and recurring payments, and balance accounts. A functional sandbox supports integration and payment tests, test-merchant onboarding, API credential management and reconciliation-report downloads. The company says it provides reports for finance and accounting, plus support through integration, verification, onboarding and ongoing operations. Its listed capabilities include global payment acceptance, flexible payouts and split payments. Embed says it is PCI-DSS compliant. The product is paid and has no free plan; the listed pricing has no monthly fee and charges €0.15 gateway fee plus IC+ + 0.50% for cards, with other payment method fees varying.
Good
- Single integration covers ecommerce, point-of-sale and subscription payments.
- Pricing can vary by customer segment.
- Balance accounts support multi-party funds movement and payouts.
- Sandbox supports testing and test-merchant onboarding.
- Includes split payments and flexible payouts.
Watch out
- No free plan.
- No monthly fee, but listed card charges include transaction fees.
- Merchant onboarding and ongoing checks are priced by risk profile.
- Payment fees vary by payment method.
Who it suits
It is aimed at software platforms, including those in EV charging, field services, proptech, wellness, ticketing, retail and automotive. It may suit platform teams needing payment acceptance, split payments and configurable payouts.
Verdict
Embed brings payment acceptance, balance accounts, payouts and platform integration support together for software platforms. Review the transaction and risk-based fees alongside the payment methods and operating markets your platform needs.
Plans and prices
From Embed's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Pay-as-you-go (Interchange++) | — | Merchant onboarding and ongoing checks are priced based on risk profile · Additional currencies available upon request · No monthly fees; pay-as-you-go. Per transaction: €0.15 gateway fee plus IC+ + 0.50% for cards; payment method fees vary. |
The facts
Each one read from Embed's own pages, with the date it was checked.
What it does
- Acquisition
- Embed's homepage says it has been acquired by OpenFX and notes that the acquisition is subject to DNB and FCA approval.checked 7 Oct 2026
- Balance accounts
- Platforms can use balance accounts and flexible rules or APIs to orchestrate funds and disburse payments to multiple parties.checked 7 Oct 2026
- Integrations
- Embed provides APIs and components for payment components, payment links, in-person payments, recurring payments, and balance accounts.checked 8 Oct 2026
- Intended customers
- The company describes its product as payments infrastructure purpose-built for vertical SaaS platforms.checked 8 Oct 2026
- Money movement
- Platforms can use balance accounts to orchestrate funds between multiple parties and configure payouts on demand or on schedules.checked 8 Oct 2026
- Onboarding
- Embed says merchants can be onboarded to a platform in less than 48 hours.checked 8 Oct 2026
- Payment methods
- The pricing page lists credit and debit cards, Vipps/MobilePay, iDEAL, SEPA instant, SEPA direct debit, and open banking.checked 8 Oct 2026
- Pricing controls
- Platforms can set tiered pricing by customer segment and choose blended or cost-plus pricing for each service.checked 8 Oct 2026
- Processing limit
- The PAYMENTS_LIMITED capability allows payments up to €10k volume per 30 days; PAYMENTS_STANDARD has no payment limit.checked 8 Oct 2026
- Product
- Embed provides payment infrastructure built for software platforms, including a single integration for ecommerce and point-of-sale payments.checked 8 Oct 2026
- Regulatory coverage
- Embed B.V. provides payment services to clients in the EEA, and Embed Pay Ltd serves clients in the UK as a small electronic money institution registered with the FCA.checked 8 Oct 2026
- Regulatory status
- The site says Embed B.V. is licensed by De Nederlandsche Bank and passported across the EEA, while Embed Pay Ltd is registered with the FCA as a small electronic money institution.checked 7 Oct 2026
- Reporting
- Embed says its platform provides comprehensive reports to support finance and accounting processes.checked 7 Oct 2026
- Sandbox
- Platforms can use a functional sandbox to test integrations, test payments, onboard test merchants, manage API credentials, and download reconciliation reports.checked 7 Oct 2026
- Security
- Embed says it is PCI-DSS compliant and licensed by the Dutch Central Bank.checked 8 Oct 2026
- Support
- The pricing page lists 24/7 payments support, technical support on Slack, implementation, and a low-code components library as free.checked 8 Oct 2026
- Support process
- Embed describes pre-launch integration help that includes API integration, sandbox testing, and verification before launch.checked 8 Oct 2026
- Use cases
- The site lists EV charging, field services, proptech, wellness, ticketing, retail, and automotive as use cases.checked 8 Oct 2026
- Virtual accounts
- Embed offers domestic virtual IBANs across Europe safeguarded by tier-one banks.checked 7 Oct 2026
- Who it serves
- Embed describes its audience as software platforms and lists EV charging, field services, proptech, wellness, ticketing, retail, and automotive use cases.checked 7 Oct 2026
The company
- Company
- OpenFX's acquisition announcement describes Embed as an Amsterdam-based embedded payments company and says it was founded by Alex Schoonkind, Andrei Valeanu, and Konstantin Indjov.checked 7 Oct 2026
- Company status
- The site states that Embed has been acquired by OpenFX, with the acquisition subject to DNB and FCA approval.checked 8 Oct 2026
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