Eko Recon
Eko Recon is an open-source bank reconciliation platform for fintech operations, released under the MIT license.
What Eko Recon is
Eko Recon is an open-source bank reconciliation platform for fintech operations, released under the MIT license. It imports CSV, XLSX/XLS, PDF, and tab-separated text files, recognizing headers and formats automatically. A priority-ordered rules engine matches transactions using TID, tracking number, UTR, and amount rules, and can flag amount-tolerance mismatches. For exceptions, teams can review Open Items, match manually, record overrides with required remarks, use maker-checker approvals, and add tags. Modules cover DMT, AePS settlement, PG net settlement, QR settlement and chargebacks, E-Value wallet loads, BBPS refunds, and SBI Kiosk P01–P04. Reports include reconciliation summaries, ageing, SRC analysis, matched-pairs exports, EOD digest emails, scheduled subscriptions, and monthly certificate PDFs. The application can run locally or in Docker as one container, with SQLite by default and MySQL or PostgreSQL options for production. It also exposes a JSON API documented through Swagger and ReDoc. AI integrations accept de-identified fields and provide advisory output that requires human approval.
Good
- Recognizes formats and headers in several file types
- Offers rule-based matching and mismatch flags
- Includes manual exceptions and maker-checker approvals
- Runs locally or in a single Docker container
Watch out
- Pricing is not published
- AI output requires human approval
Who it suits
Eko Recon is suited to fintech operations teams handling settlement reconciliation across the listed product modules. It may fit teams that need configurable matching, exception controls, and reporting in a self-hosted or local deployment.
Verdict
Eko Recon combines file ingestion, transaction matching, exception handling, and reporting for fintech reconciliation workflows. Its local and Docker deployment options include SQLite by default, with MySQL and PostgreSQL available for production.
Plans and prices
From Eko Recon's own pricing page, checked 1 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Pricing not published | Priced on request | ask vendor for a quote |
The facts
Each one read from Eko Recon's own pages, with the date it was checked.
What it does
- AI integration
- The architecture supports Anthropic, OpenAI-compatible or local language-model providers, receiving de-identified fields only and providing advisory output requiring human approval.checked 1 Oct 2026
- API
- The architecture exposes a JSON API and documents it through Swagger and ReDoc.checked 1 Oct 2026
- Automation
- Watch-folder uploads, cron schedules, automatic reconciliation after ingest and startup self-healing migrations are supported.checked 1 Oct 2026
- Controls
- The platform includes append-only audit logs, JWT and API-key authentication, IP allowlists, per-module permissions, product data scoping and session logging.checked 1 Oct 2026
- Data ingestion
- It ingests CSV, XLSX/XLS, PDF and tab-separated text files with automatic header and format recognition.checked 1 Oct 2026
- Deployment
- It runs locally or in Docker as one container, uses SQLite by default and can switch to MySQL or PostgreSQL for production.checked 1 Oct 2026
- Exception workflow
- The product provides Open Items, manual matching, overrides with mandatory remarks, maker-checker approvals and ad hoc tagging.checked 1 Oct 2026
- License
- The repository is released under the MIT license.checked 1 Oct 2026
- Matching
- Its priority-ordered rule engine matches transactions using TID, tracking number, UTR and amount rules, with amount-tolerance mismatch flags.checked 1 Oct 2026
- Product modules
- Modules cover DMT, AePS settlement, PG net settlement, QR settlement and chargebacks, E-Value wallet loads, BBPS refunds and SBI Kiosk P01–P04.checked 1 Oct 2026
- Purpose
- Eko Recon is a full-stack bank reconciliation platform for fintech operations.checked 1 Oct 2026
- Reporting
- Reports include reconciliation summaries, ageing, SRC analysis, matched-pairs exports, EOD digest emails, scheduled subscriptions and monthly reconciliation certificate PDFs.checked 1 Oct 2026
- Security reporting
- Security vulnerabilities can be reported privately through GitHub Security Advisories or by emailing [email protected].checked 1 Oct 2026
The company
- Founded
- 2006checked 28 Sep 2026
- Headquarters
- Indiachecked 28 Sep 2026
- Maker context
- The README says Eko Recon was built by Eko Bharat Ventures' finance operations team and battle-tested on live settlement volumes across more than 12 product lines.checked 1 Oct 2026
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