Cash4

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Score6.1

Rank#5 of 27

Free planNo

Runs onAPI, Web

Summary

Cash4 is Treasury4’s cash management module for viewing cash, cash equivalents, and forecasts across bank and investment accounts, entities, and currencies. It aggregates demand deposits, time deposits, money market funds, and fixed-income securities, with target balance thresholds at account level. Forecasts use machine-learning models trained on each customer’s historical data, while scenario planning compares manual forecasts, predictions, and actuals. Cash4 can produce direct cash-flow statements from transaction-level bank data and show forecast-versus-actual results. Its transaction categorization engine combines predictive AI with configurable rules to classify operating, investing, and financing activity. Bank connections include direct APIs and host-to-host integrations, as well as BAI2 and MT940 files. ERP connections and structured data through dedicated Snowflake infrastructure with embedded Sigma analytics are also available. Entity4 integration maps accounts to legal entities, jurisdictions, and tax IDs for FBAR-ready reports and SOX-compliant audit trails. Treasury4 says implementation takes five weeks from kickoff. Pricing is available on request.

Who it is for

Cash4 is aimed at finance teams handling liquidity, risk, and capital structure, including treasury teams and CFOs. Its multi-entity cash views and forecasting tools may suit organizations managing accounts across entities and currencies.

What is good

Aggregates several account and investment types.
Compares forecast scenarios with actuals.
Supports direct cash-flow statements from bank data.
Provides account mapping for compliance reporting.

What to know first

Pricing is available on request.
Implementation is stated as five weeks from kickoff.
Compliance reports rely on Entity4 integration.

Verdict

Cash4 combines cash positioning, forecasting, transaction classification, and compliance reporting for finance teams. Organizations considering it should confirm that its integrations and reporting approach match their banking and entity setup.

Cash4 plans and pricing

All plans

Cash4 Not published treasury4.com · 30 Sept 2026

Compared on cash forecasting software

Direct bank feeds: Yestreasury4.com
ERP integrations: Yestreasury4.com
Scenario planning: Yestreasury4.com
Multi-entity support: Yestreasury4.com

Facts

Purpose: Cash4 is Treasury4’s cash management module providing a real-time 360° view of global cash, cash equivalents and forecasts across bank accounts, investment accounts, entities and currencies.treasury4.com · 30 Sept 2026
Cash positioning: It aggregates balances across demand deposit accounts, time deposits, money market funds and fixed-income securities, with account-level target balance thresholds.treasury4.com · 30 Sept 2026
Forecasting: Cash4 uses machine-learning models trained on each customer’s dedicated historical data and supports scenario planning comparing manual forecasts, predictions and historical actuals.treasury4.com · 30 Sept 2026
Direct cash flow: The platform generates direct cash-flow statements from transaction-level bank data and provides forecast-versus-actual comparison.treasury4.com · 30 Sept 2026
AI categorization: Its Transaction Categorization Engine uses predictive AI and configurable rules to classify transactions into operating, investing and financing categories.treasury4.com · 30 Sept 2026
Bank connectivity: Cash4 connects through direct APIs and host-to-host integrations with JP Morgan, Citi, Wells Fargo, US Bank, Bank of America, Goldman Sachs, HSBC and Morgan Stanley, and supports BAI2 and MT940 files.treasury4.com · 30 Sept 2026
ERP and analytics: Cash4 connects to ERPs through API-first integrations and provides structured data through dedicated Snowflake infrastructure with embedded Sigma analytics.treasury4.com · 30 Sept 2026
Compliance reporting: Through Entity4 integration, Cash4 maps bank accounts to legal entities, jurisdictions and tax IDs for FBAR-ready reports and SOX-compliant audit trails.treasury4.com · 30 Sept 2026
Data isolation: Every client runs on a dedicated Snowflake environment so treasury data is isolated and never co-mingled with other customers.treasury4.com · 30 Sept 2026
Implementation: Treasury4 says Cash4 goes live in five weeks from kickoff, including bank integrations, data validation, rule configuration and team training.treasury4.com · 30 Sept 2026
Security controls: Treasury4’s trust center lists encryption at rest, restricted customer-data access, uptime monitoring, vulnerability management and incident tracking controls.security.treasury4.com · 30 Sept 2026
Compliance certifications: The trust center lists SOC 1 Type 1, SOC 2 Type 2 and SOC 3 reports as available by request.security.treasury4.com · 30 Sept 2026
Overdraft prevention: Cash4 can issue funding alerts when an account falls below a critical balance and identify an internal entity with excess cash for an intercompany sweep.treasury4.com · 30 Sept 2026
Target users: Treasury4 describes its platform as built for finance teams managing liquidity, risk and capital structure, including treasury teams and CFOs.treasury4.com · 30 Sept 2026