Cash4
Cash4 is Treasury4’s cash management module for viewing cash, cash equivalents, and forecasts across bank and investment accounts, entities, and currencies.
What Cash4 is
Cash4 is Treasury4’s cash management module for viewing cash, cash equivalents, and forecasts across bank and investment accounts, entities, and currencies. It aggregates demand deposits, time deposits, money market funds, and fixed-income securities, with target balance thresholds at account level. Forecasts use machine-learning models trained on each customer’s historical data, while scenario planning compares manual forecasts, predictions, and actuals. Cash4 can produce direct cash-flow statements from transaction-level bank data and show forecast-versus-actual results. Its transaction categorization engine combines predictive AI with configurable rules to classify operating, investing, and financing activity. Bank connections include direct APIs and host-to-host integrations, as well as BAI2 and MT940 files. ERP connections and structured data through dedicated Snowflake infrastructure with embedded Sigma analytics are also available. Entity4 integration maps accounts to legal entities, jurisdictions, and tax IDs for FBAR-ready reports and SOX-compliant audit trails. Treasury4 says implementation takes five weeks from kickoff. Pricing is available on request.
Good
- Aggregates several account and investment types.
- Compares forecast scenarios with actuals.
- Supports direct cash-flow statements from bank data.
- Provides account mapping for compliance reporting.
Watch out
- Pricing is available on request.
- Implementation is stated as five weeks from kickoff.
- Compliance reports rely on Entity4 integration.
Who it suits
Cash4 is aimed at finance teams handling liquidity, risk, and capital structure, including treasury teams and CFOs. Its multi-entity cash views and forecasting tools may suit organizations managing accounts across entities and currencies.
Verdict
Cash4 combines cash positioning, forecasting, transaction classification, and compliance reporting for finance teams. Organizations considering it should confirm that its integrations and reporting approach match their banking and entity setup.
Plans and prices
From Cash4's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Cash4 | Priced on request | — |
| Custom enterprise plan | Priced on request | Pricing supplied on request · Demo-led sales process |
The facts
Each one read from Cash4's own pages, with the date it was checked.
What it does
- 2026 release
- The August 11, 2026 release added MCP access, NetSuite and general-ledger integrations, custodian-bank investment connections and payment-template exports for more than 30 banks.checked 15 Oct 2026
- AI categorization
- Its Transaction Categorization Engine uses predictive AI and configurable rules to classify transactions into operating, investing and financing categories.checked 30 Sep 2026
- Analytics stack
- Cash4 exposes structured data through embedded Snowflake infrastructure and Sigma analytics.checked 15 Oct 2026
- Architecture
- Cash4 is described as cloud-native, API-first and single-tenant, with customer data isolated and not co-mingled with other customers.checked 15 Oct 2026
- Bank connectivity
- Cash4 uses API and SWIFT connections for prior-day and current-day bank statements and supports BAI2 and MT940 files when direct APIs are unavailable.checked 15 Oct 2026
- Cash-flow statements
- Cash4 generates direct-method cash-flow statements from transaction-level bank data, including CFO and FCF metrics.checked 15 Oct 2026
- Cash positioning
- The product aggregates balances from demand deposits, time deposits, money-market funds and fixed-income holdings, with account-level target-balance thresholds.checked 15 Oct 2026
- Compliance attestations
- The trust center lists SOC 1 Type 1, SOC 2 Type 2 and SOC 3 reports as requestable documents.checked 15 Oct 2026
- Compliance certifications
- The trust center lists SOC 1 Type 1, SOC 2 Type 2 and SOC 3 reports as available by request.checked 30 Sep 2026
- Compliance reporting
- Through Entity4 integration, Cash4 maps bank accounts to legal entities, jurisdictions and tax IDs for FBAR-ready reports and SOX-compliant audit trails.checked 30 Sep 2026
- Dashboards
- Real-time dashboards consolidate balances, flows and trends across entities, banks and regions and allow drill-down to individual transactions.checked 15 Oct 2026
- Data isolation
- Every client runs on a dedicated Snowflake environment so treasury data is isolated and never co-mingled with other customers.checked 30 Sep 2026
- Direct cash flow
- The platform generates direct cash-flow statements from transaction-level bank data and provides forecast-versus-actual comparison.checked 30 Sep 2026
- Documentation
- Public Treasury4 pages provide product FAQs and feature descriptions, but the platform page directs prospects to sales rather than publishing API reference or SDK documentation.checked 15 Oct 2026
- Entity4 integration
- Entity4 maps bank accounts to legal entities, jurisdictions and tax IDs, supporting FBAR-ready reports and SOX audit trails.checked 15 Oct 2026
- ERP and analytics
- Cash4 connects to ERPs through API-first integrations and provides structured data through dedicated Snowflake infrastructure with embedded Sigma analytics.checked 30 Sep 2026
- ERP integration
- Cash4 connects to ERP systems through API-first integrations and normalizes incoming data for reporting and business intelligence.checked 15 Oct 2026
- Forecasting
- Machine-learning models trained on each customer’s dedicated historical data produce forecasts, while dashboards compare manual forecasts, model predictions and actuals.checked 15 Oct 2026
- Founders
- Treasury4’s own company story names Ed Barrie, Nathan Brown and Steve Helmbrecht as founders in 2020.checked 15 Oct 2026
- Funding
- The Spokane Journal reported a $20 million Series A led by WestCap in September 2023 and approximately $8 million in earlier seed rounds.checked 15 Oct 2026
The company
- Company location and founding
- LinkedIn lists headquarters in Spokane, Washington and a 2020 founding year.checked 15 Oct 2026
- Company size
- LinkedIn lists Treasury4 as privately held with 51–200 employees.checked 15 Oct 2026
- Founded
- 2020checked 28 Sep 2026
- Headquarters
- Spokane, Washington, United Stateschecked 28 Sep 2026
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