Agicap

Overview

Agicap is an AI-powered cash management platform that connects banking and accounting flows for forecasting, payments, collections and reconciliation. It suits finance teams, treasurers and decision-makers managing cash across banks or entities. Its breadth is compelling for organizations that want those workflows in one system, but custom pricing and a minimum annual term make it a considered purchase rather than a lightweight tool.

Key features

Agicap projects cash positions up to 13 weeks ahead using actual data and supports scenario planning. That combination can help finance teams look beyond current balances when weighing cash needs, though the forecast horizon is shorter than a full-year view.

Cash flows can be centralized across banks, finance software and entities, with transfer suggestions to help balance cash. Payments are centralized and supported worldwide in any currency. Accounts receivable tools support collections, while accounts payable tools automate purchasing processes and expense control. This breadth makes Agicap more than a forecasting tool; it is best suited to teams seeking an operational cash-management hub.

For reconciliation, the platform can automatically match bank transactions with open invoices and trigger journal posting. Integrations include Oracle NetSuite, QuickBooks, Xero, SAP and Microsoft Dynamics, with custom API and SFTP options. ERP connections and multi-entity support broaden its fit for organizations with more complex finance systems.

The mobile app offers balance and transaction views, push notifications, dashboards, and approval and reimbursement features. Agicap says it is ISO 27001:2022 certified, complies with GDPR, and encrypts data in transit and at rest. Data is hosted in Google Cloud Platform data centers in Belgium.

Pricing

Agicap uses custom pricing, with no free plan. Its subscription is an annual offer with a minimum 12-month term; customers can cancel before renewal. The pricing FAQ says prospective customers can review the solution with an expert, and a custom demo request receives contact from a dedicated expert within the hour.

A 24-hour free trial is offered on the US homepage, and no download is required because the service is cloud-based. That brief window is useful for an initial look, but it gives little time to evaluate a multi-team cash-management workflow. Ask about price and terms before committing.

Platforms

Agicap supports Android, iOS, web and API. Its cloud-based trial requires no download, while the mobile app covers balances, transactions, notifications, dashboards, approvals and reimbursements.

Who it's for

Agicap is a strong fit for finance teams and treasurers who need cash forecasts alongside payments, collections, expense control and reconciliation. Centralizing cash across banks, finance software and entities is particularly relevant to organizations managing multiple entities. A business seeking only a simple forecast, a free tier or a longer trial should look elsewhere.

Pros and cons

• Pro: Forecasting, cash balancing, payments, receivables, payables and reconciliation sit in one platform, reducing the need to treat each cash workflow as a separate tool.
• Pro: Connections to major accounting and ERP products, plus API and SFTP options, support a range of finance-system setups.
• Pro: Multi-entity support and worldwide payments in any currency suit organizations with cash operations spanning entities or currencies.
• Con: Custom pricing makes it harder to assess cost before a sales conversation, and the minimum 12-month subscription raises the stakes of choosing a plan.
• Con: The free trial lasts 24 hours, leaving little room for a thorough evaluation.
• Con: Cash projections extend up to 13 weeks, which may not meet teams that need longer-range forecasts.

Alternatives

For a free starting point, Trezy offers a free plan with one bank account, cash flow tracking, transaction history, AI categorization and email support. Its free tier is a more accessible choice for a single-account setup; Agicap has the broader stated scope for payments, collections, reconciliation and multi-entity cash management.

Dryrun is a paid web alternative with a free trial; its Essentials plan is $99 a month and includes unlimited forecasts and scenarios, sharing and export, auto forecast capability and chat support. Choose it when forecasting and scenario work are the priority; Agicap adds payments, collections and reconciliation to that focus.

Float is a paid web tool with a free trial. Its Essentials plan is $130 a month and includes unlimited users, eight scenarios, 13-week cash flow and 12-month forecasts. It is worth considering when a 12-month forecast matters; Agicap instead brings payment and reconciliation workflows into the same platform.

Tidely is a paid API and web alternative with a free trial. Its Starter plan is €55 a month and includes one bank account, one team member, one company, three KPI widgets, an AI cash flow forecast, group onboarding and email support. It suits a reader looking for a defined entry plan and narrower setup; Agicap offers multi-entity support and a wider set of cash operations.

Statement is another paid web alternative.

Compare the wider category lists for cash flow management, cash forecasting and liquidity management.

Verdict

Choose Agicap if your finance team needs a shared system for short-term forecasting and day-to-day cash operations across banks or entities. Its strongest case is the combination of forecasting with payments, collections and reconciliation. Look elsewhere if you need a free plan, longer than a 24-hour trial, a published price or forecasts beyond 13 weeks.