Float
Float turns information from connected accounting software into rolling cash flow forecasts for finance teams.
What Float is
Float turns information from connected accounting software into rolling cash flow forecasts for finance teams. It provides weekly and 13-week views, plus monthly forecasts that can extend up to three years on Growth and Scale. Users can adjust income and costs for what-if scenarios and estimate the cost of new hires before committing. Float displays invoices and bills with expected payment dates based on client payment behavior. Its current accounting connections are Xero and QuickBooks Online; it does not connect directly to banks, and bank transaction data comes through the linked accounting platform. Data syncs every 24 hours, with a manual sync option. Teams can comment on budget lines, invoices, bills, or payments, tag colleagues, and receive mention notifications. Admin, Editor, and Viewer roles control access. Float lists encryption in transit and at rest, multi-factor authentication, role-based access, and independent auditing to the UK government-backed Cyber Essentials standard. There is no free plan, and a 14-day trial is listed.
Good
- Offers weekly, 13-week, and monthly forecast views
- Supports what-if scenarios and hiring cost estimates
- Includes team comments, tags, and role-based access
- Annual pricing starts at $105 a month
Watch out
- No direct bank connection
- Data syncs every 24 hours unless manually triggered
- No free plan
- Essentials forecasts extend up to 12 months
Who it suits
Float suits finance teams that want rolling cash flow forecasts from Xero or QuickBooks Online data. It also offers a solution for accountants, bookkeepers, and fractional finance leaders advising clients.
Verdict
Float provides forecast views, scenario planning, and collaboration tools tied to supported accounting platforms. Check the forecast horizon, sync cadence, and plan terms against your team's needs.
Plans and prices
From Float's own pricing page, checked 20 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Essentials | $130 a month | Unlimited users · 8 scenarios · 13-week cash flow · 12-month forecasts · billed monthly |
| Growth | $265 a month | Unlimited users · 8 scenarios · 13-week cash flow · 36-month forecasts · billed monthly |
| Scale | $389 a month | Up to 5 entities · Unlimited users · 8 scenarios · 13-week cash flow · 36-month forecasts · billed monthly |
| Essentials (annual) | $105 a month | Below £2m revenue · unlimited users · 8 scenarios · 13-week cash flow · 12-month forecasts · annually |
| Essentials (monthly) | $130 a month | Below £2m revenue · unlimited users · 8 scenarios · 13-week cash flow · 12-month forecasts · monthly |
| Growth (annual) | $215 a month | Over £2m revenue · single entity · unlimited users · 8 scenarios · 13-week cash flow · 36-month forecasts · annually |
| Growth (monthly) | $265 a month | Over £2m revenue · single entity · unlimited users · 8 scenarios · 13-week cash flow · 36-month forecasts · monthly |
| Scale (annual) | $315 a month | Multiple entities · multi-entity consolidation · priority support with named contact · Growth inclusions · annually |
| Scale (monthly) | $389 a month | Multiple entities · multi-entity consolidation · priority support with named contact · Growth inclusions · monthly |
The facts
Each one read from Float's own pages, with the date it was checked.
What it does
- Access controls
- Float provides Admin, Editor, and Viewer roles; two-factor authentication is mandatory for Xero users and strongly recommended for all customers.checked 30 Sep 2026
- Bank connection
- Float says it does not connect directly to banks and retrieves bank transaction data through the connected accounting platform.checked 30 Sep 2026
- Collaboration
- Users can comment on budget lines, invoices, bills, or payments, tag teammates, and receive mention notifications.checked 30 Sep 2026
- Data sync
- Float syncs with the accounting platform every 24 hours and also allows a manual sync.checked 30 Sep 2026
- Forecast views
- Float offers weekly and 13-week views plus monthly forecasts that can extend up to three years.checked 30 Sep 2026
- Integrations
- Float currently integrates with Xero and QuickBooks Online, and says a direct Sage Intacct connection is coming soon.checked 30 Sep 2026
- Intended users
- Float describes its product as cash flow management software for growing finance teams and also offers a solution for accountants, bookkeepers, and fractional finance leaders advising clients.checked 30 Sep 2026
- Notable limits
- The Essentials plan includes 12-month forecasts, while Growth includes 36-month forecasts and 8 scenarios.checked 30 Sep 2026
- Purpose
- Float turns data from connected accounting software or ERP into a rolling cash flow forecast for finance teams.checked 30 Sep 2026
- Receivables and payables
- Float shows invoices and bills with expected payment dates based on when clients actually pay.checked 30 Sep 2026
- Security
- Float lists encryption in transit and at rest, multi-factor authentication, role-based access, and independent auditing to the UK government-backed Cyber Essentials standard.checked 30 Sep 2026
- Support
- Essentials and Growth include email and live-chat support; Scale adds priority support and a named contact.checked 30 Sep 2026
The company
- Founded
- 2012checked 28 Sep 2026
- Headquarters
- Edinburgh, Scotlandchecked 28 Sep 2026
Money
- Free plan
- Nochecked 20 Sep 2026
- Scenario planning
- Users can toggle income and costs, model what-if scenarios, and price new hires before committing.checked 30 Sep 2026
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