Argent Virtual Terminal
Argent Virtual Terminal is a browser portal for manually taking card-not-present payments.
What Argent Virtual Terminal is
Argent Virtual Terminal is a browser portal for manually taking card-not-present payments. Staff can enter payments for phone orders, mail or email orders and one-off invoices without a card reader. The terminal can operate alongside a physical POS or serve as the business’s only payment gateway. Refunds can be handled in the same portal without the customer’s card present. Individual staff logins connect transactions to the employee who processed them. Argent’s electronic invoicing option sends customers a payment link, avoiding manual card entry. The service works on a computer, tablet or phone with a secure internet connection and browser. Argent describes it as PCI-compliant and says payment data is encrypted immediately when entered. Access is included with gateway setup after account approval, typically the same day, without hardware shipment or installation. Card-not-present rates apply, and some accounts may have an upfront-disclosed per-transaction fee. Pricing is on request.
Good
- Accepts phone, mail and email order payments
- Works beside a physical POS or alone
- Refunds do not require the card present
- Individual logins track processing staff
- Runs on computers, tablets and phones
Watch out
- Card-not-present rates apply
- Some accounts may charge per transaction
- Access requires gateway account approval
- Pricing is available on request
Who it suits
It is designed for businesses taking phone, mail, email or invoice orders, including retail, field services, distribution, healthcare and manufacturing. Businesses needing browser-based payment entry or emailed invoice links may suit it.
Verdict
Argent Virtual Terminal provides browser-based payment entry, refunds and invoice links without dedicated hardware. Its suitability depends on accepting card-not-present rates and completing gateway approval.
Plans and prices
From Argent Virtual Terminal's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Argent Virtual Terminal | Priced on request | Virtual terminal access included with gateway setup; standard card-not-present rates apply; account-specific rates and fees are not listed |
The facts
Each one read from Argent Virtual Terminal's own pages, with the date it was checked.
What it does
- Compatibility
- The virtual terminal works on a computer, tablet, or phone with a secure internet connection and browser.checked 8 Oct 2026
- Integrations
- Argent says it integrates with major e-commerce platforms and offers API tools for developers; it does not name specific platforms on its solutions overview.checked 8 Oct 2026
- Intended users
- Argent presents the service for businesses taking phone, mail, email, or invoice orders, including retail, field services, distribution, healthcare, and manufacturing.checked 8 Oct 2026
- Invoices
- Argent’s electronic invoicing solution lets customers pay from an emailed link instead of having staff key in the card.checked 8 Oct 2026
- Pricing
- Virtual terminal access is included with gateway setup; card-not-present rates apply, and some accounts may have a per-transaction fee disclosed upfront.checked 8 Oct 2026
- Refunds
- Refunds can be processed through the same portal without the customer’s card in hand.checked 8 Oct 2026
- Security
- The virtual terminal is described as PCI-compliant, with payment data encrypted immediately when entered.checked 8 Oct 2026
- Setup
- After account approval, access is typically available the same day, without hardware shipment or installation.checked 8 Oct 2026
- Staff access
- Staff can use individual logins, and transactions are tied to the staff member who processed them.checked 8 Oct 2026
- Support
- Argent says virtual terminal users have a named account-team contact rather than a general support queue.checked 8 Oct 2026
- Transaction limits
- The page states there is no separate monthly minimum specifically for virtual terminal usage.checked 8 Oct 2026
- What it does
- Provides a browser-based portal to manually enter payments for phone orders, mail or email orders, and one-off invoices without a card reader.checked 8 Oct 2026
Where it runs
- POS use
- The virtual terminal can work alongside a physical POS or as the business’s only payment gateway.checked 8 Oct 2026
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