American Express @ Work
American Express @ Work is a web platform for companies running Corporate Card programs.
What American Express @ Work is
American Express @ Work is a web platform for companies running Corporate Card programs. Administrators manage applications, statements, payments, transactions, balances, credits and rewards. They can initiate and track employee Card applications, then approve, monitor, suspend or cancel Cards online. Customizable reports cover spending, travel, delinquency, payments and other program activity, with real-time alerts and insights. Reconciliation tools support accounting-code reallocations, split reallocations, transaction approvals and receipt attachments at transaction or cycle level. Eligible users can create Virtual Cards with spending limits, active dates, merchant-category and country restrictions, plus up to 20 custom fields. Virtual Cards currently support eligible U.S.-issued Corporate Liability funding accounts, and recipients must be in the United States or its territories. American Express says @ Work integrates with most ERPs. Administrator sign-in uses two distinct identification forms. Access is limited to company-designated employees, contractors or agents. Pricing is available on request.
Good
- Centralized Corporate Card program administration
- Custom spending, travel and payment reports
- Virtual Card limits and merchant restrictions
- Receipt attachments support reconciliation
- Multi-factor administrator sign-in
Watch out
- Pricing is available only on request
- Virtual Cards have U.S. eligibility restrictions
- Access restricted to designated company representatives
- Merchant-category controls allow up to 100 codes
Who it suits
It suits companies managing American Express Corporate Card programs and needing card controls, reporting and reconciliation online. Virtual Card use is limited to eligible U.S. accounts and recipients.
Verdict
@ Work brings card administration, reporting, reconciliation and eligible Virtual Cards into one web platform. Its usefulness depends on having an American Express Corporate Card program and meeting access requirements.
Plans and prices
From American Express @ Work's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| American Express @ Work | Priced on request | Available to companies with an American Express Corporate Card program; enrollment required · Contact an American Express representative or call 1-888-800-8564 to enroll. |
The facts
Each one read from American Express @ Work's own pages, with the date it was checked.
What it does
- Card management
- Administrators can initiate and track employee Card applications and approve, manage, monitor, suspend, or cancel Cards online.checked 8 Oct 2026
- ERP integrations
- American Express says @ Work can integrate with most ERPs.checked 8 Oct 2026
- Program management
- Administrators can manage applications, statements, payments, transactions, balances, credits, and rewards in the platform.checked 8 Oct 2026
- Purpose
- @ Work is a centralized platform for managing Corporate Card applications, employee spending, and reports.checked 8 Oct 2026
- Reconciliation
- @ Work Reconciliation supports reallocating accounting codes, splitting reallocations, submitting transactions for approval, and attaching receipts at transaction and cycle levels.checked 8 Oct 2026
- Reporting
- The platform offers customizable reports on spending, travel, delinquency, payments, and other Corporate Card program activity, plus real-time alerts and insights.checked 8 Oct 2026
- Security
- Multi-Factor Authentication requires two distinct forms of identification when administrators sign in.checked 8 Oct 2026
- Support
- The Corporate Help Desk is available at 1-888-800-8564; logged-in customers can also chat with Customer Care Professionals Monday through Friday, 9 a.m. to 5 p.m. ET.checked 8 Oct 2026
- Virtual Card availability
- Virtual Cards are currently supported for eligible U.S.-issued Corporate Liability funding accounts, and recipients must reside in the United States or U.S. territories.checked 8 Oct 2026
- Virtual Card limitation
- There is no system-imposed limit on the number of Virtual Cards, subject to account status; each merchant-category control may contain no more than 100 merchant category codes.checked 8 Oct 2026
- Virtual Cards
- Eligible users can create and manage Virtual Cards with spending limits, active dates, merchant category restrictions, country restrictions, and up to 20 custom fields.checked 8 Oct 2026
- Who can use it
- Use is restricted to employees, contractors, or agents designated by the company for online account queries, maintenance, and reporting related to its Corporate Card programs.checked 8 Oct 2026
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