Pledger.io
6.8#120 in personal finance softwareAndroidWebAPISelf-hosted
VisitPledger.io vs PocketSmith
PocketSmith
9.0#2 in personal finance softwareFrom $119.88 a yearFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Pledger.io | PocketSmith |
|---|---|---|
| Account sync | manual | both |
| API | Pledger.io provides a REST API whose authentication uses bearer JWT unless an operation is marked public. | The PocketSmith API is available without restriction and free of charge, with developer keys and OAuth 2 for apps. |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Mobile apps | android | both |
| Net-worth tracking | Yes | Yes |
| Purpose | Pledger.io is open-source, self-hosted personal finance software for tracking accounts and transactions, categorizing spending, and setting budgets. | PocketSmith is personal finance software for forecasting future bank balances and interacting with money. |
| Report export | Yes | Yes |
| Security | The maker says Pledger.io does not hand financial data to a cloud service and that users retain control by self-hosting. | Connections are encrypted, stored data is encrypted at rest, passwords use bcrypt hashing, and PocketSmith reports an SSL Labs A+ transport rating as of February 2024. |
Pledger.io plans
No prices published.
PocketSmith plans
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
Pick Pledger.io if…
You want what its maker publishes above — check its page for the details.
Pick PocketSmith if…
It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.