Paysend
8.0#7 in money transfer apps$1.99 one-timeAndroidiOSWebAPI
VisitPaysend vs Wise
What both publish
| Fact | Paysend | Wise |
|---|---|---|
| Founded | LinkedIn lists the company as founded in 2017. | 2011 |
| Headquarters | Edinburgh, Scotland, United Kingdom | London, United Kingdom |
| Mobile platforms | both | The Wise app is available for iOS through the Apple App Store and for Android through Google Play. |
| Payment methods | The iOS listing says users can fund transfers by debit card, credit card, bank transfer or Apple Pay. | The app says users can fund transfers with Apple Pay, Google Pay, a debit or credit card, or a bank transfer. |
| Security | Paysend’s security article says transfers follow Visa, Mastercard, China UnionPay, FCA, and PCI DSS standards. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
Paysend plans
- Personal international transfer$1.99, paid once
- Enterprise Payout APIPriced on request
- International money transfers—
Wise plans
- Wise personal account and transfersFree
Pick Paysend if…
It suits consumers sending international transfers and businesses making payouts through an API. It is useful when recipients may not have a Paysend account or app.
Pick Wise if…
Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.