PayDay
6.6#12 in automated savings appsFree planFree planAndroidiOSWeb
VisitPayDay vs SavingsBox
SavingsBox
7.9#2 in automated savings appsFrom $4.99 a monthFree planAndroidiOSWeb
VisitWhat both publish
| Fact | PayDay | SavingsBox |
|---|---|---|
| Founded | 2025 | The LEI record gives the entity creation date as July 5, 2023. |
PayDay plans
- FreeFree
SavingsBox plans
- FreeFree
- Premium$4.99 a month
- Basic$5 a month
- SavingsBox Pro Basic$5 a month
- Premium$12 a month
- SavingsBox Pro Premium$12 a month
Pick PayDay if…
PayDay is designed for New Zealanders, including salaried workers, people with variable shift income, and contractors or self-employed people. It may suit users whose bank is among the supported institutions and who want rules-based pay splits.
Pick SavingsBox if…
SavingsBox suits eligible U.S. adults saving toward personal or group goals who want contribution tools and coaching. Its Pro plans are aimed at licensed or certified finance professionals who need client and appointment management features.