OwnFi
7.0#100 in personal finance softwareFree planFree planAndroidiOS
VisitOwnFi vs PocketSmith
PocketSmith
9.0#2 in personal finance softwareFrom $119.88 a yearFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | OwnFi | PocketSmith |
|---|---|---|
| Account sync | manual | both |
| Bill tracking | Yes | Yes |
| Budgeting | Safe to Spend reserves upcoming bills and turns the remaining amount into a daily spending figure. | The product provides a budget calendar, flexible budget periods and what-if scenarios. |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Purpose | OwnFi imports bank statements and other financial records to show spending, upcoming bills, and what users can spend. | PocketSmith is personal finance software for forecasting future bank balances and interacting with money. |
| Report export | Yes | Yes |
| Security | The privacy policy says the local database is encrypted with a key held in the iOS keychain or Android keystore. | Connections are encrypted, stored data is encrypted at rest, passwords use bcrypt hashing, and PocketSmith reports an SSL Labs A+ transport rating as of February 2024. |
| Support | Support is available by email at [email protected], and the site says it aims to respond within a few business days. | Users can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune. |
OwnFi plans
- FreeFree
PocketSmith plans
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
Pick OwnFi if…
You want what its maker publishes above — check its page for the details.
Pick PocketSmith if…
It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.