OwnFi
The facts below are what the maker publishes about OwnFi, checked and dated. Our editors have not written about it yet.
Plans and prices
From OwnFi's own pricing page, checked 12 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free | Free | No subscription · No paid tier · Free; no subscription or paid tier planned |
The facts
Each one read from OwnFi's own pages, with the date it was checked.
What it does
- Account sync
- manualchecked 22 Sep 2026
- AI
- The advisor uses an on-device operating-system or Gemma model when available, and deterministic calculations otherwise; it does not send financial context to a cloud AI service.checked 12 Oct 2026
- Availability
- The site says OwnFi is available on the App Store and Google Play.checked 12 Oct 2026
- Bill tracking
- Yeschecked 22 Sep 2026
- Budgeting
- Safe to Spend reserves upcoming bills and turns the remaining amount into a daily spending figure.checked 12 Oct 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Integrations
- Optional network services download local AI models from Hugging Face, fetch exchange rates from open.er-api.com, and fetch public ticker prices from Yahoo Finance.checked 12 Oct 2026
- Investments
- Users can import holdings from broker files; OwnFi says it does not log in to brokers or access accounts users have not imported.checked 12 Oct 2026
- Limit
- OwnFi does not directly connect to banks; users import files, receipts, screenshots, notifications, or enter transactions manually.checked 12 Oct 2026
- Net-worth tracking
- Yeschecked 22 Sep 2026
- Privacy
- OwnFi says financial data is stored locally and is not uploaded to its servers for analysis.checked 12 Oct 2026
- Purpose
- OwnFi imports bank statements and other financial records to show spending, upcoming bills, and what users can spend.checked 12 Oct 2026
- Report export
- Yeschecked 22 Sep 2026
- Security
- The privacy policy says the local database is encrypted with a key held in the iOS keychain or Android keystore.checked 12 Oct 2026
- Statement imports
- It locally parses PDF, CSV, and OFX statements, with 27 named bank and card formats and a generic fallback.checked 12 Oct 2026
- Support
- Support is available by email at [email protected], and the site says it aims to respond within a few business days.checked 12 Oct 2026
Where it runs
- Android requirement
- The support page says the Android app requires Android 7.0 or newer.checked 12 Oct 2026
- Mobile apps
- bothchecked 22 Sep 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
- Planning
- Time Machine projects balances from three months to two years and supports what-if changes.checked 12 Oct 2026
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