OnPay
7.8#1 in payroll compliance softwareFrom $10 a monthAndroidiOSWebAPI
VisitOnPay vs PayWow
What both publish
| Fact | OnPay | PayWow |
|---|---|---|
| Headquarters | Atlanta, Georgia, United States | Rock Hill, South Carolina, United States |
| Integrations | Named integrations include QuickBooks Online and Desktop, Xero, TurboTax, QuickBooks Time, Deputy, and When I Work. | The contractor pricing page lists integrations as a Pro feature. |
| Payroll | The service automates payroll calculations, tax filings, and tax payments, and includes year-end filings. | Complete Payroll supports paying both employees and contractors. |
| Security | OnPay states it is SOC 2 Type II compliant and uses encryption, AWS infrastructure, backups, and role-based access controls. | The PayWow homepage describes the application as storing user data securely and displays an AICPA SOC Certified Company badge. |
OnPay plans
- Compliance Resources$10 a month
- Time Tracking$15 a month
- HR$15 a month
- Payroll$49 a month
- Payroll Essentials$49 a month
- Live HR Support$65 a month
PayWow plans
- Contractor Payroll — BasicFree
- Contractor Payroll — Pro$9 a month
- Complete Payroll$25 a month
Pick OnPay if…
OnPay suits small businesses that want payroll alongside HR, benefits, and time tracking. Its listed industry support includes restaurants, farms, nonprofits, healthcare, and retail.
Pick PayWow if…
PayWow may suit small businesses that need payroll and compliance tools for employees, contractors, or trucking operations. Its stated current signup restriction means prospective customers should contact support before planning to use it.