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Neopay Payment Initiation vs TrueLayer Data API

What both publish

FactNeopay Payment InitiationTrueLayer Data API
HeadquartersVilnius, LithuaniaLondon, United Kingdom
RegulationNeopay says its payment initiation operates under PSD2 open-banking licensing and national-bank regulation.TrueLayer states that it is regulated by the UK Financial Conduct Authority and that TrueLayer (Ireland) Ltd is authorised by the Central Bank of Ireland.

Neopay Payment Initiation plans

  • Custom planPriced on request
  • Standard plan—

TrueLayer Data API plans

  • SandboxFree
  • ProductionPriced on request

Pick Neopay Payment Initiation if…

It suits merchants, marketplaces, and businesses needing web or API payment initiation, recurring billing, and refunds.

Pick TrueLayer Data API if…

TrueLayer Data API suits businesses building financial services that need bank account, card, transaction, or balance data. Non-regulated customers should note that they must use TrueLayer's customizable authentication flow.

Charts they share