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Moss vs Torpago

Moss logo

Moss

7.6#4 in spend management softwareFree plan
Free planAndroidiOSWebAPI
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Torpago

6.3#17 in corporate card software
AndroidiOSWebAPI
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What both publish

FactMossTorpago
APIThe Moss API lets authorised applications connect programmatically to Moss for custom integrations, automation, reporting and analytics.Torpago describes custom API integrations and an open API for extending workflows.
Founded20192020
HeadquartersBerlin, GermanyBurlingame, California, United States
IntegrationsMoss lists accounting, ERP, HR, travel, identity and productivity connections including DATEV, Xero, NetSuite, QuickBooks, Personio, Deel, Google Workspace, Azure and Okta.The spend management page names NetSuite, QuickBooks, and Gusto, and describes ERP, accounting, HR, API, and data import/export integrations.
ProductMoss is a spend management platform for SMEs that combines corporate cards, accounts payable, reimbursements and accounting automation.Torpago offers a white-label spend management platform with spend controls, approvals, bill pay, and reimbursements.
ReimbursementsReimbursement tools support mileage, per-diems and out-of-pocket claims, with AI receipt extraction and SEPA or Moss-balance payouts.Employees can submit reimbursement requests while finance tracks approvals, payouts, and reports.

Moss plans

  • Free PlansFree
  • Moss StarterFree
  • Paid Moss PlatformPriced on request
  • Paid PlansPriced on request

Torpago plans

No prices published.

Pick Moss if…

You want what its maker publishes above — check its page for the details.

Pick Torpago if…

Torpago suits banks seeking infrastructure for branded business credit card programs and spend management. Its controls, approval workflows, receipt tools, and reimbursement tracking may also suit finance teams managing company spending.

Charts they share