
Moss
7.6#4 in spend management softwareFree planFree planAndroidiOSWebAPI
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| Fact | Moss | Torpago |
|---|---|---|
| API | The Moss API lets authorised applications connect programmatically to Moss for custom integrations, automation, reporting and analytics. | Torpago describes custom API integrations and an open API for extending workflows. |
| Founded | 2019 | 2020 |
| Headquarters | Berlin, Germany | Burlingame, California, United States |
| Integrations | Moss lists accounting, ERP, HR, travel, identity and productivity connections including DATEV, Xero, NetSuite, QuickBooks, Personio, Deel, Google Workspace, Azure and Okta. | The spend management page names NetSuite, QuickBooks, and Gusto, and describes ERP, accounting, HR, API, and data import/export integrations. |
| Product | Moss is a spend management platform for SMEs that combines corporate cards, accounts payable, reimbursements and accounting automation. | Torpago offers a white-label spend management platform with spend controls, approvals, bill pay, and reimbursements. |
| Reimbursements | Reimbursement tools support mileage, per-diems and out-of-pocket claims, with AI receipt extraction and SEPA or Moss-balance payouts. | Employees can submit reimbursement requests while finance tracks approvals, payouts, and reports. |
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Torpago suits banks seeking infrastructure for branded business credit card programs and spend management. Its controls, approval workflows, receipt tools, and reimbursement tracking may also suit finance teams managing company spending.