MoMo
6.2#76 in money transfer appsAndroidiOS
VisitMoMo vs Wise
What both publish
| Fact | MoMo | Wise |
|---|---|---|
| Founded | 2007 | 2011 |
| Free plan | Yes | Yes |
| Headquarters | Ho Chi Minh City, Vietnam | London, United Kingdom |
| Integrations | MoMo says it is directly linked to more than 36 banks and supports Visa, Mastercard and JCB cards. | Wise says it has partnered with companies including Monzo, Bolt, and GoCardless to provide their customers international banking services. |
| Mobile platforms | MoMo says users can download its app from Google Play for Android or the App Store for iOS. | The Wise app is available for iOS through the Apple App Store and for Android through Google Play. |
| Security | MoMo says it holds PCI DSS Level 1, ISO 27001:2022 and ISO 27701:2019 certifications and uses TLS/SSL backed by GlobalSign. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
| Support | MoMo says its virtual assistant is available 24/7 and its customer support team handles direct assistance from 8:00 to 20:00. | Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages. |
| Transfer speed | instant | On many popular routes, transfers can arrive within one day, the same day, or instantly. |
| Transfer tracking | Yes | The app shows the list and current status of transfers users have set up. |
| Upfront fee display | Yes | Yes |
MoMo plans
No prices published.
Wise plans
- Wise personal account and transfersFree
Pick MoMo if…
You want what its maker publishes above — check its page for the details.
Pick Wise if…
Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.