MoMo
The facts below are what the maker publishes about MoMo, checked and dated. Our editors have not written about it yet.
The facts
Each one read from MoMo's own pages, with the date it was checked.
What it does
- Account setup
- MoMo's setup guide includes phone registration, identity and biometric verification, face verification, and linking a bank account.checked 11 Oct 2026
- Eligibility
- MoMo says its privacy policy is not directed at children under 15; processing their personal data is handled through a legal representative as required by law.checked 11 Oct 2026
- Fees
- MoMo says it does not charge account setup or general usage fees, but charges fees for certain services and transactions.checked 11 Oct 2026
- Fees and limits
- MoMo's help center says there is no maintenance fee, but some transactions incur fees; linked accounts have a wallet balance limit of 200,000,000đ and daily withdrawal or payment limit of 50,000,000đ.checked 11 Oct 2026
- Financial overview
- MoMo says its Financial Center consolidates money sources, assets, and amounts due, and can remind users about bills and balances.checked 11 Oct 2026
- Financial tools
- The app describes a financial center that brings together funds, summarizes assets and liabilities, and provides reminders for bills and debts.checked 11 Oct 2026
- Group funds
- Group Funds lets members track contributions, withdrawals, shared spending, and balance changes, while fund owners can set recurring reminders.checked 11 Oct 2026
- Integrations
- MoMo says it is directly linked to more than 36 banks and supports Visa, Mastercard and JCB cards.checked 11 Oct 2026
- Money management
- The app can categorize transactions, track spending inside and outside MoMo, and show spending reports.checked 11 Oct 2026
- Payments
- MoMo provides e-wallet, collection and disbursement support, and electronic payment gateway services under a State Bank of Vietnam license.checked 11 Oct 2026
- Privacy
- MoMo’s privacy policy says users may request access to or withdraw consent for certain personal-data processing, and can manage direct-marketing preferences in the app.checked 11 Oct 2026
- Privacy controls
- Users can request information about personal data shared with MoMo or partners, withdraw consent, and change account visibility settings.checked 11 Oct 2026
- Product
- MoMo describes itself as a financial app that combines an e-wallet with AI-assisted financial services.checked 11 Oct 2026
- Security
- MoMo says it holds PCI DSS Level 1, ISO 27001:2022 and ISO 27701:2019 certifications and uses TLS/SSL backed by GlobalSign.checked 11 Oct 2026
- Services
- MoMo lists services including bill payments, money transfers, mobile top-ups, film and bus tickets, donations, insurance, and financial products.checked 11 Oct 2026
- Spending management
- The app can categorize transactions, track spending inside and outside MoMo, and provide spending reports.checked 11 Oct 2026
- Support
- MoMo says its virtual assistant is available 24/7 and its customer support team handles direct assistance from 8:00 to 20:00.checked 11 Oct 2026
- Transaction limits
- MoMo lists a monthly limit of 100,000,000₫ for personal wallet transfers and payments, with a separate limit of up to 300,000,000₫ per month for specified payment categories; the wallet balance cap is 200,000,000₫.checked 11 Oct 2026
The company
- Company
- The maker is Công ty Cổ phần Dịch vụ Di động Trực tuyến (M_Service), with headquarters in Ho Chi Minh City.checked 11 Oct 2026
- Founded
- 2007checked 28 Sep 2026
- Headquarters
- Ho Chi Minh City, Vietnamchecked 28 Sep 2026
Money
- Free plan
- Yeschecked 20 Sep 2026
Where it runs
- Mobile platforms
- MoMo says users can download its app from Google Play for Android or the App Store for iOS.checked 11 Oct 2026
- Platforms
- MoMo says its app is available through Google Play for Android and the App Store for iOS.checked 11 Oct 2026
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