Lokta
7.4#3 in loan management softwareFree planFree planWebAPILinuxSelf-hosted
VisitLokta vs UnPay Loan Management System
UnPay Loan Management System
6.7#4 in loan management softwareFree planFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Lokta | UnPay Loan Management System |
|---|---|---|
| API | Lokta documents a REST API with 314 endpoints grouped into 35 sections. | The API can post repayments, fetch schedules and balances, raise restructures or closures, and send webhooks for due, overdue, bucket-change, and closure events. |
Lokta plans
- Lokta Next 100Free
- Starter (Lokta Next 100)Free
- Lokta Next 100 after free term₹1 a month
- Scale-up$100 a month
- EnterprisePriced on request
UnPay Loan Management System plans
- BuildFree
- Enterprise—
- ScalePriced on request
Pick Lokta if…
Lokta is for banks, NBFCs, fintech lenders, and lending service providers managing loans after approval. Its supported loan books span consumer, vehicle, property, business, and supply-chain finance.
Pick UnPay Loan Management System if…
It suits lenders and finance providers handling the listed loan types, from NBFCs and microfinance providers to embedded lenders. Its API and organisation-level data controls may also suit teams integrating servicing into their systems.