Kosh
5.9#172 in personal finance softwareWebSelf-hosted
VisitKosh vs PocketSmith
PocketSmith
9.0#2 in personal finance softwareFrom $119.88 a yearFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Kosh | PocketSmith |
|---|---|---|
| AI integration | Optional AI-assisted questions use Google Gemini and are disabled by default. | Its MCP server connects financial data to ChatGPT, Claude and other compatible AI assistants with read-only or change-capable access. |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Purpose | Kosh is a self-hosted personal finance app for managing accounts, transactions, budgets, bills, recurring commitments, goals, CSV imports, and reports. | PocketSmith is personal finance software for forecasting future bank balances and interacting with money. |
Kosh plans
No prices published.
PocketSmith plans
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
Pick Kosh if…
You want what its maker publishes above — check its page for the details.
Pick PocketSmith if…
It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.