Kosh
The facts below are what the maker publishes about Kosh, checked and dated. Our editors have not written about it yet.
The facts
Each one read from Kosh's own pages, with the date it was checked.
What it does
- AI integration
- Optional AI-assisted questions use Google Gemini and are disabled by default.checked 13 Oct 2026
- Backups
- Kosh provides PostgreSQL backup and restore commands, and says the PostgreSQL archive is the data backup that matters because it does not yet store user attachments in the Docker storage volume.checked 13 Oct 2026
- Bill tracking
- Yeschecked 22 Sep 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Compliance
- Kosh states that it does not claim a compliance certification or a security guarantee.checked 13 Oct 2026
- Data storage
- Normal finance data stays in the self-hosted application and PostgreSQL database.checked 13 Oct 2026
- Deployment requirements
- The listed requirements are Node.js 22.13 or newer, pnpm 11, and PostgreSQL 16 or compatible; Docker and Docker Compose are optional.checked 13 Oct 2026
- Encryption
- With a configured key, Kosh encrypts selected sensitive database columns using AES-256-GCM; this is server-side encryption, not end-to-end encryption.checked 13 Oct 2026
- Encryption limitation
- The maker says this is server-side encryption rather than end-to-end encryption, and losing the separately backed-up key makes encrypted data unrecoverable.checked 12 Oct 2026
- External data sharing
- When enabled, Ask Kosh sends the question, relevant conversation context, and selected tool results to Google Gemini, but not the whole database.checked 13 Oct 2026
- Ledger features
- It supports accounts, transactions, transfers, categories, tags, and CSV imports.checked 13 Oct 2026
- License
- Kosh is licensed under GNU Affero General Public License v3.0 only.checked 13 Oct 2026
- MCP access
- Kosh offers optional read-only external MCP access using per-user tokens.checked 12 Oct 2026
- MCP integration
- Kosh offers optional read-only external MCP access using per-user tokens.checked 13 Oct 2026
- Money calculations
- Kosh uses exact integer minor units for money and does not invent foreign-exchange rates.checked 13 Oct 2026
- Purpose
- Kosh is a self-hosted personal finance app for managing accounts, transactions, budgets, bills, recurring commitments, goals, CSV imports, and reports.checked 12 Oct 2026
- Security reporting
- The security policy asks users to report suspected vulnerabilities through GitHub's private vulnerability reporting feature or contact the repository owner privately if it is unavailable.checked 13 Oct 2026
- What it does
- Kosh is a self-hosted personal finance app for managing accounts, transactions, budgets, bills, recurring commitments, goals, CSV imports, and reports.checked 13 Oct 2026
- Who it is for
- Kosh describes itself as intended for people who want to manage their own financial ledger without handing it to a hosted product.checked 12 Oct 2026
The company
- Maker
- The GitHub profile names the maker Prateek Panwar and links to prateekpanwar.com; it does not state a headquarters or founding date.checked 13 Oct 2026
Money
- Planning features
- It includes budgets, bills, recurring transaction drafts, savings goals, and reports.checked 13 Oct 2026
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