If I Saved
6.8#117 in personal finance softwareFree planFree planWeb
VisitIf I Saved vs PocketSmith
PocketSmith
9.0#2 in personal finance softwareFrom $119.88 a yearFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | If I Saved | PocketSmith |
|---|---|---|
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting | Users can set custom category budgets, split transactions, create sinking funds, and import transactions by CSV. | The product provides a budget calendar, flexible budget periods and what-if scenarios. |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Net-worth tracking | Yes | Yes |
| Purpose | IfISaved combines budgeting, net worth and investment tracking, retirement planning, property tracking, and debt payoff tools. | PocketSmith is personal finance software for forecasting future bank balances and interacting with money. |
| Security | The site says Plaid connections use OAuth/API-based access and that IfISaved does not store bank login credentials. | Connections are encrypted, stored data is encrypted at rest, passwords use bcrypt hashing, and PocketSmith reports an SSL Labs A+ transport rating as of February 2024. |
If I Saved plans
- FreeFree
- Automatic bank sync via Plaid—
PocketSmith plans
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
Pick If I Saved if…
You want what its maker publishes above — check its page for the details.
Pick PocketSmith if…
It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.