If I Saved
The facts below are what the maker publishes about If I Saved, checked and dated. Our editors have not written about it yet.
Plans and prices
From If I Saved's own pricing page, checked 12 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free | Free | Full app features · manual entry |
| Automatic bank sync via Plaid | — | Automatic transaction updates · Low monthly fee; amount not stated |
The facts
Each one read from If I Saved's own pages, with the date it was checked.
What it does
- Account connections
- Plaid connects accounts for automatic balance and transaction syncing, and the site says it supports thousands of US financial institutions.checked 12 Oct 2026
- Account sync
- bothchecked 22 Sep 2026
- Bill tracking
- Yeschecked 22 Sep 2026
- Budgeting
- Users can set custom category budgets, split transactions, create sinking funds, and import transactions by CSV.checked 12 Oct 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Intended users
- The product presents itself for people managing household budgets, investments, and retirement plans, including users pursuing early retirement.checked 12 Oct 2026
- Investment tracking
- The product tracks portfolio holdings, asset allocation, and investment account values, which also feed into retirement projections.checked 12 Oct 2026
- Manual use
- Manual entry and CSV import are supported without connecting a bank account.checked 12 Oct 2026
- Net-worth tracking
- Yeschecked 22 Sep 2026
- Property and assets
- Users can track property values, mortgages, rental income and expenses, crypto, precious metals, and other manually entered assets.checked 12 Oct 2026
- Purpose
- IfISaved combines budgeting, net worth and investment tracking, retirement planning, property tracking, and debt payoff tools.checked 12 Oct 2026
- Security
- The site says Plaid connections use OAuth/API-based access and that IfISaved does not store bank login credentials.checked 12 Oct 2026
- Sharing
- Users can share a read-only profile view with a spouse or financial advisor.checked 12 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
- Retirement planning
- The retirement planner includes year-by-year projections, 1,000-scenario Monte Carlo simulations, Social Security analysis, and Roth conversion analysis.checked 12 Oct 2026
- Sync cost limit
- The site says automatic transaction updates via Plaid cost a low monthly fee, but does not state the fee amount on the page.checked 12 Oct 2026
Where it runs
- Mobile app limitation
- The site describes IfISaved as a web app and says it does not have a native iOS or Android app.checked 12 Oct 2026
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