Google Pay
7.8#11 in money transfer appsFree planFree planAndroidiOSWeb
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| Fact | Google Pay | Wise |
|---|---|---|
| Founded | 2018 | 2011 |
| Free plan | Yes | Yes |
| Headquarters | Mountain View, California, United States | London, United Kingdom |
| Security | Google describes built-in authentication, transaction encryption, and fraud protection for payments. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
Google Pay suits customers who want to use saved payment methods for online, in-app, in-store, or transit payments. Businesses can also add its checkout API to an app or website.
Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.