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Google Pay vs Wise

Google Pay

7.8#11 in money transfer appsFree plan
Free planAndroidiOSWeb
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Wise logo

Wise

8.2#4 in money transfer appsFree plan
Free planAndroidiOSWeb
Visit

What both publish

FactGoogle PayWise
Founded20182011
Free planYesYes
HeadquartersMountain View, California, United StatesLondon, United Kingdom
SecurityGoogle describes built-in authentication, transaction encryption, and fraud protection for payments.Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions.

Google Pay plans

  • Google PayFree

Wise plans

  • Wise personal account and transfersFree

Pick Google Pay if…

Google Pay suits customers who want to use saved payment methods for online, in-app, in-store, or transit payments. Businesses can also add its checkout API to an app or website.

Pick Wise if…

Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.

Charts they share