Chip
7.2#3 in automated savings appsFrom £5.99 a monthFree planAndroidiOS
VisitChip vs Qapital
What both publish
| Fact | Chip | Qapital |
|---|---|---|
| Headquarters | London, England, UK | New York, NY, United States |
| Security | Chip says Open Banking is regulated by the FCA and permissions are re-authenticated every 90 days. | Qapital says it uses SSL and TLS encryption, multi-factor authentication, regular server vulnerability scans, and identity protections including passcode and fingerprint access. |
| Support | Chip says its support team is available from 8am to 8pm on weekdays and 9am to 6pm on weekends. | Qapital lists [email protected] for security questions and says Complete’s annual plan includes faster access to live agents and priority support. |
Chip plans
- BasicFree
- ChipX£5.99 a month
- Basic planFree
- ChipX plan£5.99 a month
Qapital plans
- Basic$3 a month
- Complete$8 a month
- Premier$12 a month
Pick Chip if…
Chip suits people who want savings goals and investment products managed through one app. It may also suit customers who want automatic saving, provided they account for the 45p charge per autosave on Basic.
Pick Qapital if…
Qapital suits people who want savings goals, automated contributions, budgeting, and investment planning in one mobile app. Dream Team may suit partners who want shared goals with control over what financial details they share.