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Capture Expense vs Ramp AP

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Ramp AP

8.8#1 in accounts payable softwareFrom $15 a month
Free planAndroidiOSWebAPI
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What both publish

FactCapture ExpenseRamp AP
Security and complianceThe maker identifies Cyber Essentials certification, ICO registration and Microsoft Azure infrastructure, and says it complies with GDPR.Ramp’s Trust Center lists CCPA, ISO/IEC 27001, PCI DSS, SOC 1, SOC 2, FedRAMP Moderate, GovRAMP, and TX-RAMP.
SupportThe maker lists support hours as 9:00 to 17:30 BST Monday to Friday and says additional support outside those hours is available.The pricing page lists 24/7 chat support for Free and 24/7 phone support for Plus and Enterprise.

Capture Expense plans

  • Free TrialFree
  • BusinessPriced on request
  • EnterprisePriced on request

Ramp AP plans

  • FreeFree
  • Plus$15 a month
  • EnterprisePriced on request

Pick Capture Expense if…

It may suit businesses seeking receipt handling, configurable approvals, mileage reimbursement, and connections to back-office systems. The maker describes the platform as suitable for organizations from start-ups to large enterprises.

Pick Ramp AP if…

Ramp AP suits smaller or fast-growing companies, mid-sized finance teams, and multi-entity organizations with complex accounting needs. It can also fit teams seeking a standalone AP workflow without Ramp corporate cards or expense management.

Charts they share