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budgetzero vs PocketSmith

budgetzero logo

budgetzero

6.4#18 in budgeting and expense trackingFree plan
Free planWebmacOSSelf-hostedWindows
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PocketSmith logo

PocketSmith

9.0#2 in personal finance softwareFrom $119.88 a year
Free planAndroidiOSWebAPI
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What both publish

FactbudgetzeroPocketSmith
Account syncmanualboth
BudgetingThe product supports zero-based envelope budgeting.The product provides a budget calendar, flexible budget periods and what-if scenarios.
Budgeting toolsYesYes
Free planYesYes
PurposeBudgetZero is a free, open-source, offline-first zero-based envelope budgeting system.PocketSmith is personal finance software for forecasting future bank balances and interacting with money.

budgetzero plans

  • FreeFree

PocketSmith plans

  • FreeFree
  • Foundation$14.95 a month
  • Flourish$24.95 a month
  • Fortune$39.95 a month
  • Foundation$119.88 a year
  • Flourish$199.92 a year

Pick budgetzero if…

You want what its maker publishes above — check its page for the details.

Pick PocketSmith if…

It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.

Charts they share