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Blackbaud Merchant Services Virtual Terminal vs myPOS Virtual Terminal MO/TO

What both publish

FactBlackbaud Merchant Services Virtual TerminalmyPOS Virtual Terminal MO/TO
Company historyBlackbaud’s investor FAQ says the company was incorporated in New York in 1982 and moved its operations to Charleston, South Carolina, in 1989.myPOS says its idea began in 2012 and that it was presented at Mobile World Congress in 2014 as a platform offering instant payouts.
Founded19812012
HeadquartersCharleston, South Carolina, United StatesThe company story says London was the company's headquarters in 2017.
PricingU.S. transaction rates listed are 2.99% + $0.30 for Visa, Mastercard, Discover, Diners Club and JCB; 3.5% + $0.30 for American Express; 2.9% + $0.30 for PayPal; and 1% + $0.30 (maximum $5) for ACH/direct debit.The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction.
PurposeThe Virtual Terminal processes one-time card payments outside other Blackbaud solutions and supports card-present and card-not-present transactions.The MO/TO Virtual Terminal lets businesses accept card payments by phone or email when the customer is remote.

Blackbaud Merchant Services Virtual Terminal plans

  • Blackbaud Merchant Services (USD transaction pricing)Priced on request

myPOS Virtual Terminal MO/TO plans

  • MO/TO Virtual TerminalFree
  • Card-not-present online payments—
  • MO/TO payments—

Pick Blackbaud Merchant Services Virtual Terminal if…

The Virtual Terminal suits users in Blackbaud’s social good community who need to process one-time card payments outside other Blackbaud solutions. Access may depend on a system administrator granting it in the portal.

Pick myPOS Virtual Terminal MO/TO if…

It suits businesses that need to take card payments remotely by phone or email. It is available to businesses only if myPOS confirms their eligibility.

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