
Blackbaud Merchant Services Virtual Terminal
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| Fact | Blackbaud Merchant Services Virtual Terminal | myPOS Virtual Terminal MO/TO |
|---|---|---|
| Company history | Blackbaud’s investor FAQ says the company was incorporated in New York in 1982 and moved its operations to Charleston, South Carolina, in 1989. | myPOS says its idea began in 2012 and that it was presented at Mobile World Congress in 2014 as a platform offering instant payouts. |
| Founded | 1981 | 2012 |
| Headquarters | Charleston, South Carolina, United States | The company story says London was the company's headquarters in 2017. |
| Pricing | U.S. transaction rates listed are 2.99% + $0.30 for Visa, Mastercard, Discover, Diners Club and JCB; 3.5% + $0.30 for American Express; 2.9% + $0.30 for PayPal; and 1% + $0.30 (maximum $5) for ACH/direct debit. | The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction. |
| Purpose | The Virtual Terminal processes one-time card payments outside other Blackbaud solutions and supports card-present and card-not-present transactions. | The MO/TO Virtual Terminal lets businesses accept card payments by phone or email when the customer is remote. |
The Virtual Terminal suits users in Blackbaud’s social good community who need to process one-time card payments outside other Blackbaud solutions. Access may depend on a system administrator granting it in the portal.
It suits businesses that need to take card payments remotely by phone or email. It is available to businesses only if myPOS confirms their eligibility.