Authorize.net
6.8#4 in ach payment processing software$25 usage-basedAndroidiOSWebAPI
VisitAuthorize.net vs GoCardless Bank Account Data
GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
VisitWhat both publish
| Fact | Authorize.net | GoCardless Bank Account Data |
|---|---|---|
| Founded | 1996 | 2011 |
| Security | The pricing page describes its gateway as secure and lists customizable fraud detection tools. | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. |
| Support | Merchant support is available 24x7, except major holidays, by phone, online chat, or support case. | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. |
Authorize.net plans
- All-in-one$25 a month
- Gateway only$25 a month
- Gateway + eCheck$25 a month
GoCardless Bank Account Data plans
- StandardFree
- AdvancedFree
- ProFree
- CustomPriced on request
Pick Authorize.net if…
You want what its maker publishes above — check its page for the details.
Pick GoCardless Bank Account Data if…
The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.