Alipay
6.1#77 in money transfer appsAndroidiOS
VisitAlipay vs Wise
What both publish
| Fact | Alipay | Wise |
|---|---|---|
| Free plan | Yes | Yes |
| Headquarters | Hangzhou, Zhejiang, China | London, United Kingdom |
| Platform availability | The download page specifies iOS 7.0 or later and Android 4.0.3 or later. | Wise says its app is available from the Apple App Store for iOS and Google Play for Android. |
| Security | Alipay says its quick-payment service uses encryption and real-time risk monitoring, with suspicious transactions subject to interception and investigation. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
Alipay plans
No prices published.
Wise plans
- Wise personal account and transfersFree
Pick Alipay if…
You want what its maker publishes above — check its page for the details.
Pick Wise if…
Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.