Actual Budget
7.4#52 in personal finance softwareFree planFree planWebAPILinuxmacOS
VisitActual Budget vs PocketSmith
PocketSmith
9.0#2 in personal finance softwareFrom $119.88 a yearFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Actual Budget | PocketSmith |
|---|---|---|
| Account sync | both | both |
| Bank integrations | Documented bank sync providers include Akahu, Enable Banking, GoCardless, SimpleFIN Bridge and Pluggy.ai. | Automatic imports and categorization cover over 14,000 banks and institutions worldwide. |
| Bill tracking | Yes | Yes |
| Budgeting | Envelope budgeting lets users assign only cash they have on hand. | The product provides a budget calendar, flexible budget periods and what-if scenarios. |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Net-worth tracking | Yes | Yes |
| Purpose | Actual Budget is a privacy-focused finance app built around envelope budgeting. | PocketSmith is personal finance software for forecasting future bank balances and interacting with money. |
| Report export | Yes | Yes |
| Support | The documentation directs users to the maintainers and community for help and support. | Users can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune. |
Actual Budget plans
- Free and open sourceFree
PocketSmith plans
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
Pick Actual Budget if…
Actual Budget may suit people who want envelope budgeting with bill and net-worth tracking, and who value web or desktop access. It may also fit users interested in optional self-hosted synchronization and open-source software.
Pick PocketSmith if…
It suits people who want to budget, monitor connected accounts and project balances, including users managing finances across currencies. The free plan is aimed at casual budgeters.