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Ranked chart · Finance & Accounting

Best Payment APIs in 2026

Payment APIs connect software to payment services. Tools in this category cover checkout, bank-account data and fraud-protection functions through API or web access. Compare pricing, free-plan terms and the platforms offered. Check for an Android app when phone access matters; web, API, iOS and browser-extension support varies by tool.

10 appsSorted 28 Oct 2026How we rank
18.2
Mollie logo

Mollie provides payment and money-management products for businesses in Europe and the UK.

Free planAndroidiOSWeb
Free plan
28.1
Airwallex Payments logo

Airwallex Payments lets businesses accept shopper payments internationally and settle, convert, and manage funds through its financial platform.

Free planAndroidiOSWeb
From $12 a month
37.5
Adyen logo

Adyen is an online payments platform that lets businesses accept, optimize, and settle payments through one integration.

AndroidiOSWeb
$0.13 one-time
  1. 4

    GoCardless Bank Account Data

    GoCardless Bank Account Data is a paid API that connects to bank accounts through bank PSD2 APIs and returns account information in JSON.

    Free planWebAPI
    7.0Free plan
  2. 5Authorize.net logo

    Authorize.net

    AndroidiOSWebAPI
    6.8$25 usage-based
  3. 6

    Stripe Payments

    Free planAndroidiOSWeb
    6.3Free plan
  4. 7Dwolla logo

    Dwolla

    Dwolla provides businesses with an API for connecting to U.S.

    WebAPI
    5.5
  5. 8

    PayPal Checkout

    PayPal Checkout is a business payment service available on the web and through an API.

    Free planWebAPI
    5.4Free plan
  6. 9
    5.3
  7. 10

    Nuvei

    Nuvei

    4.3

Choosing well

Compare pricing models

Payment APIs use paid, freemium or request-a-quote pricing. Published notes include usage-based starting prices, monthly fees, per-user charges and €0/mo plans.

Check what the starting price covers before comparing providers. A free plan does not describe the cost of paid usage.

Check the free plan

Airwallex Payments and Mollie are marked with free plans in the list. Confirm the plan's limits and when paid charges begin before building around it.

Match your platforms

Platforms represented here include web, API, iOS, Android and browser extensions. Individual tools expose different combinations, so check the listing for the platform you need.

Stripe Payments lists Android, iOS and web support. GoCardless Bank Account Data and PayPal Checkout list API and web access.

Check the service scope

The category includes checkout services, bank-account data access and fraud-protection tools. Choose a service whose stated function matches your integration rather than assuming every payment API covers the same work.

Questions people ask

Are payment APIs available on Android?

Android support varies by tool. Stripe Payments lists Android support; check the platform labels for other services before choosing.

Do payment APIs have free plans?

A free plan is offered by items in this category. Airwallex Payments and Mollie are marked with free plans; other tools use paid or request-a-quote pricing.

Can I use a payment API from a website?

Yes. Web support is represented in the category, and PayPal Checkout, GoCardless Bank Account Data and Stripe Payments list web access.

Do these tools provide API access?

API support is represented in the category. GoCardless Bank Account Data and PayPal Checkout explicitly list API access.

Is iOS support listed for payment APIs?

iOS support varies. Stripe Payments lists iOS support, while platform availability differs across the other tools.

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