Your Money Line

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Score6.4

Rank#11 of 28

Free planNo

Runs onAndroid, iOS, Web

Summary

Your Money Line is an employer-provided financial wellness benefit that combines software, financial education, and access to certified money coaches. Employees at participating companies can track spending, set budgets, receive AI-driven suggestions, and connect banking, retirement, and other financial accounts for a consolidated view and spending recommendations. Financial Guides are available without a usage limit by phone, text, email, or chat. The learning library offers courses, webinars, videos, worksheets, and articles. Other features include goals and assessments, credit and identity monitoring, a personalized money podcast, and tax filing. The Essential Plan includes unlimited financial coaching, account integration and AI insights, credit monitoring, financial education, and multi-factor authentication. Employees and their dependents can use the benefit for free while the employee works at a participating company, but the employer must offer it. Some features, including courses, identity protection, Ideal Budget, and live chat, are desktop-only. The optional Identity Protection add-on includes monitoring, identity restoration, and $1 million of insurance.

Who it is for

Your Money Line suits employees whose employer offers the benefit and who want budgeting tools, financial education, or access to coaches. Employers can offer it to employees and their dependents as a workplace benefit.

What is good

Unlimited access to Financial Guides
Connects banking and retirement accounts
Offers courses, webinars, videos, and worksheets
Includes credit monitoring and tax filing
Identity Protection includes restoration and $1 million of insurance

What to know first

Access depends on the employer offering the benefit
Some features are desktop-only
Identity Protection is an optional add-on

Verdict

Your Money Line pairs financial tools and learning materials with access to certified coaches through an employer benefit. Employees should check which features are desktop-only and whether their employer offers access.

Your Money Line plans and pricing

All plans

Essential Plan Not published Per employee per month (PEPM), based on full eligible population; price varies by company size, package, and deal terms. Unlimited financial coaching · financial wellness software · account integration and AI insights · credit monitoring · financial education · MFA yourmoneyline.com · 30 Sept 2026

Compared on employee financial wellness software

Free plan: Yesyourmoneyline.com

Facts

Purpose: Your Money Line is an employer-provided financial wellness benefit combining software, certified money coaches, and financial education for employees.yourmoneyline.com · 30 Sept 2026
Budgeting and insights: The app provides spending tracking, budgeting, and AI-driven suggestions to improve finances.yourmoneyline.com · 30 Sept 2026
Financial coaching: Employees can contact Financial Guides without a usage limit by phone, text, email, or chat.yourmoneyline.com · 30 Sept 2026
Coach credentials: The company says its Financial Guides hold AFC or CFP certifications and receive training in financial psychology, behavior, and therapy.yourmoneyline.com · 30 Sept 2026
Learning: The platform offers on-demand courses, webinars, videos, worksheets, and articles.yourmoneyline.com · 30 Sept 2026
Other features: The app includes credit and identity monitoring, goals and assessments, a personalized money podcast, and tax filing.yourmoneyline.com · 30 Sept 2026
Account connections: Participants can connect banking, retirement, and other financial accounts to view a consolidated financial picture and receive spending recommendations.yourmoneyline.com · 30 Sept 2026
Integrations: The pricing page lists account integration and optional single sign-on, but does not name specific integration providers.yourmoneyline.com · 30 Sept 2026
Security: The pricing page lists multi-factor authentication, while the privacy policy says it uses SSL to protect information transmitted between users’ browsers and its website and software.yourmoneyline.com · 30 Sept 2026
Identity protection add-on: The optional Identity Protection add-on includes personal identity monitoring, $1 million of insurance, and identity restoration services.yourmoneyline.com · 30 Sept 2026
Support and implementation: Employers receive onboarding support and a dedicated Client Success contact; the FAQ says clients are typically up and running in a few weeks.yourmoneyline.com · 30 Sept 2026
Eligibility limit: Employees and their dependents can use the benefit for free while the employee works at a participating company; employees need their employer to offer it.yourmoneyline.com · 30 Sept 2026
Mobile feature availability: The company says some features, including courses, identity protection, Power Percentage, Ideal Budget, and live chat, are available only in the desktop app.yourmoneyline.com · 30 Sept 2026
Company history: The company’s history page says Advanced Planning Solutions was incorporated in 2002 and Your Money Line was launched in 2017.yourmoneyline.com · 30 Sept 2026