
Your Money Line
Your Money Line is an employer-provided financial wellness benefit that combines software, financial education, and access to certified money coaches.
What Your Money Line is
Your Money Line is an employer-provided financial wellness benefit that combines software, financial education, and access to certified money coaches. Employees at participating companies can track spending, set budgets, receive AI-driven suggestions, and connect banking, retirement, and other financial accounts for a consolidated view and spending recommendations. Financial Guides are available without a usage limit by phone, text, email, or chat. The learning library offers courses, webinars, videos, worksheets, and articles. Other features include goals and assessments, credit and identity monitoring, a personalized money podcast, and tax filing. The Essential Plan includes unlimited financial coaching, account integration and AI insights, credit monitoring, financial education, and multi-factor authentication. Employees and their dependents can use the benefit for free while the employee works at a participating company, but the employer must offer it. Some features, including courses, identity protection, Ideal Budget, and live chat, are desktop-only. The optional Identity Protection add-on includes monitoring, identity restoration, and $1 million of insurance.
Good
- Unlimited access to Financial Guides
- Connects banking and retirement accounts
- Offers courses, webinars, videos, and worksheets
- Includes credit monitoring and tax filing
- Identity Protection includes restoration and $1 million of insurance
Watch out
- Access depends on the employer offering the benefit
- Some features are desktop-only
- Identity Protection is an optional add-on
Who it suits
Your Money Line suits employees whose employer offers the benefit and who want budgeting tools, financial education, or access to coaches. Employers can offer it to employees and their dependents as a workplace benefit.
Verdict
Your Money Line pairs financial tools and learning materials with access to certified coaches through an employer benefit. Employees should check which features are desktop-only and whether their employer offers access.
Plans and prices
From Your Money Line's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Essential Plan | Priced on request | Unlimited financial coaching · financial wellness software · account integration and AI insights · credit monitoring · financial education · MFA · Per employee per month (PEPM), based on full eligible population; price varies by company size, package, and deal terms. |
The facts
Each one read from Your Money Line's own pages, with the date it was checked.
What it does
- Account connections
- Participants can connect banking, retirement, and other financial accounts to view a consolidated financial picture and receive spending recommendations.checked 30 Sep 2026
- Budgeting and insights
- The app provides spending tracking, budgeting, and AI-driven suggestions to improve finances.checked 30 Sep 2026
- Coach credentials
- The company says its Financial Guides hold AFC or CFP certifications and receive training in financial psychology, behavior, and therapy.checked 30 Sep 2026
- Eligibility limit
- Employees and their dependents can use the benefit for free while the employee works at a participating company; employees need their employer to offer it.checked 30 Sep 2026
- Financial coaching
- Employees can contact Financial Guides without a usage limit by phone, text, email, or chat.checked 30 Sep 2026
- Identity protection add-on
- The optional Identity Protection add-on includes personal identity monitoring, $1 million of insurance, and identity restoration services.checked 30 Sep 2026
- Integrations
- The pricing page lists account integration and optional single sign-on, but does not name specific integration providers.checked 30 Sep 2026
- Learning
- The platform offers on-demand courses, webinars, videos, worksheets, and articles.checked 30 Sep 2026
- Mobile feature availability
- The company says some features, including courses, identity protection, Power Percentage, Ideal Budget, and live chat, are available only in the desktop app.checked 30 Sep 2026
- Other features
- The app includes credit and identity monitoring, goals and assessments, a personalized money podcast, and tax filing.checked 30 Sep 2026
- Purpose
- Your Money Line is an employer-provided financial wellness benefit combining software, certified money coaches, and financial education for employees.checked 30 Sep 2026
- Security
- The pricing page lists multi-factor authentication, while the privacy policy says it uses SSL to protect information transmitted between users’ browsers and its website and software.checked 30 Sep 2026
- Support and implementation
- Employers receive onboarding support and a dedicated Client Success contact; the FAQ says clients are typically up and running in a few weeks.checked 30 Sep 2026
The company
- Company history
- The company’s history page says Advanced Planning Solutions was incorporated in 2002 and Your Money Line was launched in 2017.checked 30 Sep 2026
- Headquarters
- Indianapolis, Indiana, United Stateschecked 28 Sep 2026
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