Yapily Data

What Yapily Data is

Yapily Data is an Open Banking API that retrieves consent-based financial information from banks in real time. It can return account details, balances, transaction histories, identity information, direct debits, scheduled and periodic payments, account statements, and statement files. Consumer, business, and corporate accounts are supported, including multi-entity use. Yapily normalises bank data into a consistent format and says one integration connects to over 2,000 banks in 19 countries. Users select their bank and authorise access through institution-specific flows, including redirect flow. The connection can be embedded in an application while the customer controls the screens. Use cases include personal finance management, profiling, reconciliation, credit risk assessment, and affordability decisions. Data Plus adds transaction categorisation and enrichment. Yapily states that the API uses bank-grade encryption and OAuth2 and is ISO 27001:2013 certified. Pricing is tailored and available on request.