Trovata TMS
Trovata TMS is a cloud-native treasury management system built on real-time bank connectivity and normalized financial data.
What Trovata TMS is
Trovata TMS is a cloud-native treasury management system built on real-time bank connectivity and normalized financial data. It provides global cash visibility across banks and entities, with automated prior-day and intraday positioning. Forecasts draw on historical trends, ERP inputs, and capital-markets activity, and can be compared with actuals. The platform centralizes accounts, signers, documentation, and approvals, and automates account maintenance, compliance reporting, and fee analysis. Policy-driven payment workflows cover initiation, approval, and release, with updates to cash, forecasts, and accounting. The system reconciles bank activity, payments, and ERP data and creates journal entries for cash, interest, FX, and accruals. Trovata AI provides natural-language chat and agents for treasury insights, narratives, anomaly detection, reconciliation summaries, and alerts. Native integrations include NetSuite, Sage Intacct, Oracle Fusion, SAP, and FloQast, with Developer Portal APIs for other systems. The Base Package costs $24,000 a year and covers one bank, 100 accounts, 1,000,000 transactions, and 10 users. Most implementations take several weeks, depending on scope.
Good
- Provides prior-day and intraday cash positioning.
- Forecasts can be compared with actuals.
- Payment workflows update cash, forecasts, and accounting.
- Includes native integrations and APIs for other systems.
Watch out
- The Base Package costs $24,000 a year.
- Base Package covers one bank and 10 users.
- Implementations typically take several weeks.
Who it suits
Trovata TMS is designed for treasury teams managing multiple banks, entities, and currencies, as well as finance leaders and accounting teams.
Verdict
Trovata TMS brings cash positioning, forecasting, payments, and accounting workflows together for treasury operations. Pricing is on request beyond the listed Base Package, which costs $24,000 a year.
Plans and prices
From Trovata TMS's own pricing page, checked 15 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Base Package | $24,000 a year | 1 bank · 100 accounts · 1,000,000 transactions · 10 users · RTP/ACH/wire payments · entity management · Trovata AI · workbooks · statements · Developer Portal · investments · standard support · $24k/year |
| Trovata TMS | Priced on request | Capital markets · account management and fee analysis · intercompany and in-house banking · global payments automation · full treasury sub-ledger · FX and interest-rate hedging · Contact Sales For a Quote |
The facts
Each one read from Trovata TMS's own pages, with the date it was checked.
What it does
- Accounting
- The platform reconciles bank activity, payments, and ERP data and generates journal entries for cash, interest, FX, and accruals.checked 1 Oct 2026
- AI
- Embedded Trovata AI offers natural-language treasury chat and scheduled or triggered agents for reporting narratives, variance explanations, anomaly detection and reconciliation summaries.checked 15 Oct 2026
- AI capabilities
- Trovata AI provides natural-language chat and agents for treasury insights, narratives, anomaly detection, reconciliation summaries, and alerts.checked 1 Oct 2026
- API access requirement
- A customer-success manager must enable Developer Portal access before an organization can create applications and credentials.checked 15 Oct 2026
- Availability commitment
- The service-level agreement targets 99.5% monthly availability and permits termination with a prorated refund if availability falls below that level in three of six consecutive months.checked 15 Oct 2026
- Bank management
- Bank management centralizes accounts, signers, documentation and approvals and supports account maintenance, compliance reporting and fee analysis.checked 15 Oct 2026
- Capital markets
- The capital-markets module tracks debt, investments and short-term funding across facilities, instruments and positions.checked 15 Oct 2026
- Cash forecasting
- Forecasts can combine historical trends, ERP inputs and capital-markets activity and be compared with actual results.checked 15 Oct 2026
- Cash positioning
- The TMS provides automated prior-day and intraday cash positioning with drill-down into balances, transactions and movements.checked 15 Oct 2026
- Compliance
- Trovata states that its secure cloud-based platform is SOC-1 Type 2 and SOC-2 Type 2 certified.checked 1 Oct 2026
- Developer API
- The Developer Portal exposes REST APIs returning JSON, supports application credentials and code generation, and offers language examples including Shell, Node and Python.checked 15 Oct 2026
- Developer use cases
- Documented API workflows include transaction warehouse feeds, bank reconciliation, balance cross-checks, ERP processing, Excel Power Query, Power BI, NetSuite and FloQast.checked 15 Oct 2026
- Financial accounting
- Trovata reconciles bank, payment and ERP activity and generates journal entries for cash, interest, FX and accruals.checked 15 Oct 2026
- Funding
- Trovata says it has raised more than $80 million from strategic financial-institution investors including J.P. Morgan, Wells Fargo, State Street and Mastercard.checked 15 Oct 2026
- Hedging and risk
- The system links FX exposures to hedges, monitors hedge effectiveness and automates mark-to-market and hedge-accounting work.checked 15 Oct 2026
- Identity controls
- Trovata supports SAML 2.0 SSO, MFA and passwordless sign-in through its iOS app, with documented Okta, Azure and OneLogin setup paths.checked 15 Oct 2026
- Implementation
- Most Trovata TMS implementations take several weeks depending on the banks, entities, and workflows in scope.checked 1 Oct 2026
- Integrations
- Officially listed integrations include NetSuite, Sage Intacct, Oracle Fusion, SAP and FloQast, with API and SFTP connectivity for other systems.checked 15 Oct 2026
- Licence
- The SaaS agreement grants a limited, nontransferable, nonexclusive internal-use right and prohibits reproduction, reverse engineering, sublicensing and unauthorized access.checked 15 Oct 2026
- Limit: forecasting accuracy
- G2 reviewers report difficulty getting forecasts to match actuals and needing manual manipulation for accuracy.checked 15 Oct 2026
Where it runs
- Apple app
- The free Trovata, Inc. iPad-focused business app requires iOS 16 or later, supports iPhone and iPad, and is 18.3 MB.checked 15 Oct 2026
The company
- Company profile
- LinkedIn lists Trovata as a privately held software-development company headquartered in San Diego with 51–200 employees and a 2016 founding year.checked 15 Oct 2026
- Founded
- 2016checked 28 Sep 2026
- Headquarters
- Solana Beach, California, United Stateschecked 28 Sep 2026
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