WageGate
WageGate is an employment and income verification platform for lenders, available through a web service and API.
What WageGate is
WageGate is an employment and income verification platform for lenders, available through a web service and API. It brings together identity checks using government ID, face matching, and liveness; address checks against utility records and other authoritative sources; and income verification using payroll, deposits, and tax records. Bank statement parsing adds transaction categories and fraud signals. WageGate also describes ongoing sanctions, watchlist, and politically exposed person screening, and labels itself AML/PEP compliant.
Lenders can embed the service in a portal with an iframe and receive real-time webhook notifications, including delivery retries. Organizations serving multiple companies can use separate workspaces, company-specific branding and accounts, and role-based access. Onboarding involves an application, electronic signing of a Platform Services Agreement, and an API key for a white-labeled iframe. Pricing is pay per verification, with no monthly minimums or seat fees; volume discounts are automatic. Enterprise pricing is available by contacting [email protected]. The pricing section lists a dedicated onboarding engineer and SLA-backed support, and the homepage states a 99.9% uptime SLA.
Good
- Supports identity, address, income, and statement checks.
- Embeds in portals and sends webhook notifications.
- Offers isolated workspaces and company-scoped accounts.
- Pay per verification, with no monthly minimums or seat fees.
- States a 99.9% platform uptime SLA.
Watch out
- Pricing is available on request.
- The curated provider network is not named.
Who it suits
WageGate suits lenders that need identity, address, income, statement, or AML/PEP checks through a web platform or API. Its multi-company workspaces also fit organizations managing verification for multiple companies.
Verdict
WageGate combines several verification types with lender portal embedding and multi-company access. Its pay-per-verification terms avoid monthly minimums and seat fees, but pricing details require contacting the company.
Plans and prices
From WageGate's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Pay-per-verification | Priced on request | No monthly minimums · no seat fees · automatic volume discounts · all verification types included · unlimited companies & sub-brands |
The facts
Each one read from WageGate's own pages, with the date it was checked.
What it does
- Address checks
- Address verification validates residency against utility records and other authoritative sources.checked 8 Oct 2026
- AML and PEP
- The site describes continuous sanctions, watchlist, and politically exposed person screening and labels WageGate AML/PEP compliant.checked 8 Oct 2026
- Embedding
- The platform can be embedded into a portal via iframe and sends real-time webhook notifications.checked 8 Oct 2026
- Identity checks
- Identity verification includes government ID, biometric face match, and liveness checks.checked 8 Oct 2026
- Integrations
- WageGate says it uses a curated network of compliance and identity providers, without naming them on the page reviewed.checked 8 Oct 2026
- Pricing limits
- Pricing is pay per verification with no monthly minimums or seat fees; enterprise pricing is available by contacting [email protected].checked 8 Oct 2026
- Purpose
- WageGate describes itself as an employment and income verification platform built for lenders.checked 8 Oct 2026
- Setup
- The onboarding process includes a company application, e-signing a Platform Services Agreement, and receiving an API key for a white-labeled iframe.checked 8 Oct 2026
- Statements and income
- Bank statement parsing includes categorization and fraud signals, while income verification uses payroll, deposits, and tax records.checked 8 Oct 2026
- Support
- The pricing section lists a dedicated onboarding engineer and SLA-backed uptime and support.checked 8 Oct 2026
- Uptime
- The homepage states a 99.9% platform uptime SLA.checked 8 Oct 2026
- Webhook support
- Webhook delivery and retries are included in the listed pricing terms.checked 8 Oct 2026
The company
- Multi-company access
- WageGate offers isolated workspaces, per-company branding, granular role access, and company-scoped accounts.checked 8 Oct 2026
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