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Smile API vs WageGate

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Smile API

6.5#4 in employment verification softwareFree plan
Free planWebAPI
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What both publish

FactSmile APIWageGate
IntegrationsThe maker describes integration through a unified API, plug-and-play APIs, and a developer SDK; Smile Wink can also be embedded as a widget or sent by email.WageGate says it uses a curated network of compliance and identity providers, without naming them on the page reviewed.
PurposeSmile API provides real-time, user-authorized access to identity, employment, and income data through one API.WageGate describes itself as an employment and income verification platform built for lenders.
SupportSmile invites organizations to contact it for help understanding the API, implementation, and going live.The pricing section lists a dedicated onboarding engineer and SLA-backed uptime and support.

Smile API plans

  • SandboxFree

WageGate plans

  • Pay-per-verificationPriced on request

Pick Smile API if…

Smile API suits banks, fintechs, lenders, recruitment agencies, HR teams, and other service providers that need identity, employment, or income data in their services. Developers can try the sandbox with mock data before seeking approved production access.

Pick WageGate if…

WageGate suits lenders that need identity, address, income, statement, or AML/PEP checks through a web platform or API. Its multi-company workspaces also fit organizations managing verification for multiple companies.

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