Unit21
Unit21 is an AI risk platform for fraud prevention and anti-money-laundering operations.
What Unit21 is
Unit21 is an AI risk platform for fraud prevention and anti-money-laundering operations. Its agents analyze alerts and transactions, surface potential risks and prepare case narratives. Transaction monitoring combines configurable rules, behavioral models and adaptive risk scoring to help prioritize activity for review. Unit21 says it can detect and block fraud in less than a second across RTP, FedNow, ACH, cards and crypto. Its case tools gather evidence, record investigative steps and connect entities through graph analysis. Sanctions screening covers OFAC, PEP, adverse media and global sanctions lists, with configurable matching logic. AI agents can pre-populate SAR, STR, CTR, 314(a) and goAML filings with evidence, timelines and policy references. Unit21 says its data ingestion can connect to any tool, provider or system, and lists integrations including BigQuery, Snowflake, Plaid, Salesforce and Jack Henry. It reports SOC 2 Type I and Type II compliance and encryption for stored and transmitted data. Pricing is available by demo request.
Good
- Monitors transactions with configurable rules and behavioral models
- Includes case management and graph analysis
- Screens sanctions, PEPs and adverse media
- Supports several regulatory filing types
- Reports SOC 2 Type I and Type II compliance
Watch out
- Pricing is available only on request
- Platform access is listed for web and API
Who it suits
Unit21 is aimed at fintechs working in payments, lending, crypto, neobanking, BaaS or marketplaces. It may suit teams handling fraud monitoring, investigations, sanctions screening or regulatory filings.
Verdict
Unit21 brings fraud monitoring, investigations, screening and filing support into a single risk platform. Prospective customers need to request a demo for pricing.
Plans and prices
From Unit21's own pricing page, checked 15 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Custom pricing | Priced on request | No published plans · SaaS deployment · no free version or trial |
The facts
Each one read from Unit21's own pages, with the date it was checked.
What it does
- AI agents
- Its detection and investigation agents analyze alerts and transactions, surface risks, and generate case narratives.checked 30 Sep 2026
- AI investigations
- Its AI agents can ingest alerts, gather evidence, analyze risk and draft regulator-ready narratives for human approval.checked 15 Oct 2026
- API documentation
- A public mirror describes an interactive OpenAPI reference and a downloadable OpenAPI specification.checked 15 Oct 2026
- API-first design
- Unit21 describes its infrastructure as API-first for data ingestion and internal-system connectivity.checked 15 Oct 2026
- Audit trail
- Yeschecked 20 Sep 2026
- Backtesting
- Rules and detection models can be tested against historical or shadow data before deployment.checked 15 Oct 2026
- Capterra listing
- Capterra lists web, Android and iPhone/iPad deployment, but shows pricing as Get Price and says no free trial is available.checked 15 Oct 2026
- Case management
- Case management includes alert triage, evidence gathering, automated summaries, configurable workflows and complete audit logs.checked 15 Oct 2026
- Current status
- Unit21's public US production status page currently reports all listed components operational.checked 15 Oct 2026
- Customer risk rating
- Customer risk profiles are updated from activity, device signals, sanctions exposure and network associations.checked 15 Oct 2026
- Documentation support
- Unit21's help center links to platform documentation, API documentation, support tickets and regional status pages.checked 15 Oct 2026
- Encryption
- Unit21 says it encrypts stored data with 256-bit AES and data in transit with 256-bit SSL/TLS encryption.checked 30 Sep 2026
- Fraud consortium
- Unit21 says its consortium covers more than 80 million U.S. adults and shares fraud signals across platforms.checked 15 Oct 2026
- Funding status
- Crunchbase describes Unit21 as private and Series C, while the funding amounts are obscured on the page.checked 15 Oct 2026
- Graph analysis
- Graph-based rules visualize relationships among users, accounts and transactions to expose hidden patterns.checked 15 Oct 2026
- Hosting model
- TrustRadius lists SaaS as the available deployment type.checked 15 Oct 2026
- Integrations
- Listed integrations include Plaid, Salesforce, Snowflake, Databricks, BigQuery, Chainalysis, Elliptic, Persona, Fiserv and Jack Henry.checked 15 Oct 2026
The company
- Company founding
- LinkedIn lists the company as founded in 2018.checked 15 Oct 2026
- Company headquarters
- LinkedIn lists headquarters at 49 Geary Street, Unit 200, San Francisco, California 94108.checked 15 Oct 2026
- Company location
- Unit21's terms identify its offices at 49 Geary Street, Suite 200, San Francisco, California.checked 30 Sep 2026
- Company size
- LinkedIn lists Unit21 as a privately held software-development company with 51–200 employees.checked 15 Oct 2026
- Founded
- 2018checked 23 Sep 2026
- Headquarters
- San Francisco, California, United Stateschecked 23 Sep 2026
Where it runs
- Device intelligence
- Device intelligence evaluates signals such as rooted devices, VPNs and tampered browsers to produce a device risk score.checked 15 Oct 2026
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