Twikey
Twikey is payment software for businesses that manage recurring payments, with tools for mandates, payment collection, reconciliation and failure handling.
What Twikey is
Twikey is payment software for businesses that manage recurring payments, with tools for mandates, payment collection, reconciliation and failure handling. It supports digital SEPA Core and B2B mandates, as well as UK BACS and AUDDIS mandates. Listed payment options include SEPA Direct Debit, BACS, cards, PayPal, Apple Pay, Google Pay, Wero and Bancontact WIP. When payments fail, Twikey can identify error codes, automate dunning and offer fallback routes through payment links, email, SMS or QR codes. It also automates reconciliation and connects with accounting and ERP systems such as Odoo, Business Central and Salesforce. The service includes account validity, ownership and identity checks, with integrations such as Itsme and iDIN. It is available through web and API, with SDKs for Python, PHP, Node.js, Java, .NET and Go. Premium adds multi-branding. Twikey was founded in 2013 and is headquartered in Ghent, Belgium.
Good
- Supports SEPA, BACS and multiple digital payment options
- Automates dunning and offers fallback payment routes
- Automates reconciliation with accounting and ERP connections
- API documentation and SDKs cover six languages
- States ISO/IEC 27001 and PCI-DSS certificates
Watch out
- No free plan
- Lite is limited to two users and one brand
- Premium costs €305 a month
Who it suits
Twikey suits businesses collecting recurring payments that need mandate management, payment failure handling or reconciliation. Its API and range of payment schemes may also suit teams connecting payment operations to existing systems.
Verdict
Twikey brings recurring payment collection, mandate handling and reconciliation into one service. Its listed packages have defined user limits, and pricing starts at €78/mo.
Plans and prices
From Twikey's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Lite | €78 a month | SEPA Core mandates · SEPA B2B mandates (NL) · Online payments, Request to Pay, payment links · 1 PSP · 1 brand · 2 users · /mo |
| Professional | €145 a month | Lite features · SEPA B2B mandates (other) · Advanced SEPA Core mandate signing · Subscriptions and payment plans · Failure management · Recurring cards and PayPal · Invoice paypage · Peppol · 1 brand · 5 users · /mo |
| Premium | €305 a month | Lite and Professional features · Contract signing · Advanced failure management · Multi-branding · ERP integration · Fraud detection · Multicurrency · 10 users · /mo |
| Dynamic | Priced on request | Tailored to individual business models and specific payment transaction needs |
The facts
Each one read from Twikey's own pages, with the date it was checked.
What it does
- API
- Twikey provides API documentation and client SDKs for Python, PHP, Node.js, Java, .NET and Go.checked 30 Sep 2026
- Customer base
- Twikey says it supports nearly 2,000 customers across Europe.checked 30 Sep 2026
- Failure management
- Twikey can identify payment error codes, automate dunning and use fallback methods such as payment links, email, SMS and QR codes.checked 30 Sep 2026
- Fraud checks
- Twikey describes account validity, account ownership and identity checks, with integrations such as Itsme and iDIN.checked 30 Sep 2026
- Integrations
- The partner page lists payment and software partners including Adyen, Stripe, PayPal, SAP, Salesforce, Microsoft Dynamics, WooCommerce and Zuora.checked 30 Sep 2026
- Mandates
- Twikey supports digital SEPA Core and B2B mandates as well as UK BACS and AUDDIS mandates.checked 30 Sep 2026
- Payment methods
- The site lists recurring SEPA Direct Debit, BACS, cards, PayPal, Apple Pay, Google Pay, Wero and Bancontact WIP among supported payment options.checked 30 Sep 2026
- Product
- Twikey provides software to simplify recurring payments and help businesses improve cash flow and protect against fraud.checked 30 Sep 2026
- Reconciliation
- Twikey says it automates payment reconciliation and connects with accounting and ERP systems including Odoo, Business Central, Salesforce and others.checked 30 Sep 2026
- Security
- Twikey states it holds ISO/IEC 27001 and PCI-DSS certificates and is GDPR compliant.checked 30 Sep 2026
- Support
- Twikey provides a customer support portal with information on agreements, payments, invoices, signing and technical support.checked 30 Sep 2026
The company
- Founded
- 2013checked 23 Sep 2026
- Headquarters
- Ghent, Belgiumchecked 23 Sep 2026
Money
- Plan limits
- The listed Lite, Professional and Premium packages include two, five and ten users respectively; each includes one brand except Premium, which offers multi-branding.checked 30 Sep 2026
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