Paystack
8.2#2 in payment gatewaysFrom 1 NGN a monthFree planAndroidiOSWebAPI
VisitPaystack vs Twikey
What both publish
| Fact | Paystack | Twikey |
|---|---|---|
| API | The public API is RESTful and JSON-based, uses HTTPS, and provides separate test and live keys. | Twikey provides API documentation and client SDKs for Python, PHP, Node.js, Java, .NET and Go. |
| Headquarters | Lagos, Nigeria | Ghent, Belgium |
| Integrations | Paystack advertises more than 50 integrations spanning ecommerce, accounting, invoicing and CRM platforms. | The partner page lists payment and software partners including Adyen, Stripe, PayPal, SAP, Salesforce, Microsoft Dynamics, WooCommerce and Zuora. |
| Payment methods | Supported payment channels listed include cards, bank accounts, bank transfers, USSD, POS, Apple Pay, Google Pay, Visa QR, and mobile money. | The site lists recurring SEPA Direct Debit, BACS, cards, PayPal, Apple Pay, Google Pay, Wero and Bancontact WIP among supported payment options. |
| Security | Paystack states it is PCI DSS Level 1 certified and ISO 27001:2022 certified. | Twikey states it holds ISO/IEC 27001 and PCI-DSS certificates and is GDPR compliant. |
Paystack plans
- Paystack transaction pricing (Nigeria)Free
- AccountFree
- Dedicated virtual accounts1 NGN a month
- Nigeria local transactions1.51 NGN a month
- Nigeria international transactions3.91 NGN a month
- Nigeria transfers up to NGN 5,00010 NGN a month
Twikey plans
- Lite€78 a month
- Professional€145 a month
- Premium€305 a month
- DynamicPriced on request
Pick Paystack if…
Paystack suits startups, entrepreneurs, and larger businesses operating in or serving Africa that need to accept customer payments. Its API and SDK offerings also suit businesses integrating payment collection into apps or websites.
Pick Twikey if…
Twikey suits businesses collecting recurring payments that need mandate management, payment failure handling or reconciliation. Its API and range of payment schemes may also suit teams connecting payment operations to existing systems.