GoCardless Bank Account Data
6.9#4 in bank connectivity softwareFree planFree planWebAPI
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| Fact | GoCardless Bank Account Data | Twikey |
|---|---|---|
| Founded | 2011 | 2013 |
| Headquarters | London, United Kingdom | Ghent, Belgium |
| Product | Bank Account Data API connects to users’ bank accounts through bank PSD2 APIs and returns account information in JSON. | Twikey provides software to simplify recurring payments and help businesses improve cash flow and protect against fraud. |
| Security | GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit. | Twikey states it holds ISO/IEC 27001 and PCI-DSS certificates and is GDPR compliant. |
| Support | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. | Twikey provides a customer support portal with information on agreements, payments, invoices, signing and technical support. |
The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.
Twikey suits businesses collecting recurring payments that need mandate management, payment failure handling or reconciliation. Its API and range of payment schemes may also suit teams connecting payment operations to existing systems.