Treezor
Treezor provides Banking-as-a-Service and embedded finance through APIs, for businesses adding financial services to their products.
What Treezor is
Treezor provides Banking-as-a-Service and embedded finance through APIs, for businesses adding financial services to their products. Its services span accounts and wallets with virtual and local IBANs, core banking, KYC/KYB, card issuing and processing, acquiring, and SEPA and international payments. Businesses can set up physical or virtual Visa or Mastercard programs linked to accounts, with configurable controls and limits. The REST API uses JSON, and each customer can access a dedicated sandbox for testing. Treezor also offers a web dashboard for onboarding teams and monitoring operations, plus authentication options for web and mobile applications. Card services support Apple Pay, Google Pay, and Samsung Pay. Treezor describes itself as an ACPR-authorized electronic money institution with authorization to operate in 25 countries. Pricing is on request. Listed supported regions include Belgium, France, Germany, Italy, Luxembourg, Spain, and The Netherlands.
Good
- Provides accounts, wallets, and virtual or local IBANs
- Supports physical and virtual Visa or Mastercard programs
- Offers a dedicated sandbox for each customer
- Card services support major mobile payment services
Watch out
- Pricing is available on request
- Card acquiring is not enabled by default
- Card issuance requires a program setup with Treezor
Who it suits
Treezor is aimed at businesses such as fintechs, regulated institutions, and corporates that want to embed financial services. Its card and account capabilities may suit teams building payment products around APIs.
Verdict
Treezor covers a broad set of embedded finance services through an API and dashboard. Businesses should account for card program setup and the separate activation required for acquiring.
The facts
Each one read from Treezor's own pages, with the date it was checked.
What it does
- Account services
- Its services include payment accounts and wallets, with virtual and local IBANs.checked 9 Oct 2001
- API
- Treezor's API is REST-based and accepts and returns JSON payloads.checked 9 Oct 2001
- API and sandbox
- Treezor exposes its features through a REST API and offers each customer a free dedicated sandbox for testing.checked 9 Oct 2001
- Authentication
- Treezor's API documentation says every API call must use HTTPS and include a JSON Web Token in the Authorization header.checked 9 Oct 2001
- Card acquiring
- Card acquiring uses HiPay as the payment service provider and is not enabled by default; customers must contact Treezor to activate it.checked 9 Oct 2001
- Card issuing
- Treezor supports physical and virtual Visa or Mastercard programs linked to accounts, with configurable card controls and limits.checked 9 Oct 2001
- Card program setup
- Issuing cards requires a card program to be set up with Treezor, with assistance from its account and implementation managers.checked 9 Oct 2001
- Cards
- Treezor supports physical and virtual Mastercard or Visa card programs, with configurable card controls and limits.checked 9 Oct 2001
- Dashboard
- Treezor documentation describes a dedicated dashboard for onboarding teams and a customizable dashboard for monitoring operations.checked 9 Oct 2001
- Integrations
- Treezor’s card services support Apple Pay, Google Pay, and Samsung Pay.checked 9 Oct 2001
- Intended customers
- Treezor describes its solutions for banks and regulated institutions, digital banking and fintech, ERP and accounting technology, employee benefits, and other sectors.checked 9 Oct 2001
- Offering types
- Treezor presents BaaS, PaaS, CaaS, and SaaS offerings, including a secure web dashboard for managing payments.checked 9 Oct 2001
- Payments and compliance
- Its core banking services include payment acquisition and issuance, third-party collection, and KYC.checked 9 Oct 2001
- Product
- Treezor provides Banking-as-a-Service for embedding financial services through an API.checked 9 Oct 2001
- Regulatory reach
- Treezor says its European passporting license allows it to provide services in 25 countries.checked 9 Oct 2001
- Regulatory status
- Treezor says it is an ACPR-authorized electronic money institution with authorization to operate in 25 countries.checked 9 Oct 2001
- Sandbox
- Treezor says a free, dedicated sandbox is available to each customer for testing.checked 9 Oct 2001
- Security
- Treezor lists PCI DSS and ISO 27001 among its security credentials and describes itself as an ACPR-licensed electronic money institution.checked 9 Oct 2001
- Services
- Its services include core banking, KYC/KYB, card issuing and processing, acquiring, and SEPA and international payments.checked 9 Oct 2001
- Strong authentication
- Treezor offers WebNative authentication for browsers and mobile devices, plus native iOS and Android SDKs and bridges for React Native, Flutter, and Capacitor.checked 9 Oct 2001
- Support
- For questions about a Treezor-powered payment account, card, or IBAN, customers are directed to contact the company where they opened the account first.checked 9 Oct 2001
- What it does
- Treezor provides embedded finance and Banking-as-a-Service through APIs, covering services across the payment chain from receiving to issuing payments.checked 9 Oct 2001
The company
- Founded
- Treezor says it was founded in 2016.checked 9 Oct 2001
- Headquarters
- Paris, Francechecked 28 Sep 2001
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